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Stay ahead with our latest insights and proven strategies
Small business owners face unique challenges: balancing tight budgets, supporting teams, and maintaining productivity while managing rising healthcare costs. Choosing the right health cover is essential for protecting both personal and workplace wellbeing. Affinity Health’s insurance plans are cost-effective solutions that prioritise essential care for individuals, families, and teams in the South African business landscape.
Affinity Health offers dedicated Group Cover for businesses and a range of retail plans for individuals, ensuring every business model is supported.
Affinity Health provides tailored cover types to fit the needs of entrepreneurs, sole proprietors, and small businesses:
Small businesses seeking employee group solutions can access the exclusive Affinity Health Group Cover, offering eight combination plan choices for different team structures.
For independent professionals or family-owned businesses, the Combined Plan and Innovator Range deliver greater choice and flexibility, including unique options like Delta Max for diagnostic procedures or Chrome for accident coverage.
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You can also use our healthcare provider finder tool for instant access to partner GP, dentist, and pharmacy details in your area.
South African entrepreneurs can choose from day-to-day, hospital, or combined plans as individuals or as a group. Here’s how the options compare for typical business needs:
| Plan Type | Best for | Key Benefits |
|---|---|---|
| Day-to-Day | Routine medical needs for owner/family or small teams | GP visits, prescriptions, basic dental, optometry |
| Hospital | Major accidents, surgery, and admissions | In-hospital cover: emergencies, operations, approved diagnostic scans |
| Combined | All-round security for business owner, family, or team | All core benefits in a single premium |
Protect your business and team with affordable, practical health cover options for South African small business owners. See Affinity Health Group Cover and flexible plans for individuals.
Cover routine care and major medical events for owners and teams.
Options for individual founders, families, or groups as your business grows.
Large South African provider network and minimal admin for hassle-free cover.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Get answers to common questions about Group Cover Corporate Health