Group solutions that combine everyday care with in-hospital protection

Affinity Health offers an affordable-day-to-day-and-hospital-plan-for-employees focused on protecting staff from routine out-of-hospital costs while providing solid in-hospital cover for accidents and surgical events. Our Group Cover plan options are built for employers who want dependable Health Insurance that keeps monthly contributions predictable and reduces costly absences due to untreated health issues.

What a combined employee plan includes

• Day-to-day benefits: GP consultations, basic dentistry and optometry network access, and acute medicines through defined benefit limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital procedures.
• Support services: Remote consultations with healthcare practitioners and coordinated Emergency Medical Response if required.

Why employers choose an affordable-day-to-day-and-hospital-plan-for-employees

• Predictable budgeting: Group plan options keep monthly contributions steady and simple to administer.
• Better staff wellbeing: Routine access to care reduces days off and supports faster recovery.
• Broad access: Employees can use private providers across our national network for faster care.

Compare plan options and current pricing on our employer pages to determine the right balance between monthly contributions and benefit levels. For an employer-focused overview, view Group Cover details here and check combined plan descriptions here.

Quick comparison - Day-to-day vs Hospital vs Combined for employees

For sample contribution estimates and employer account setup, review current pricing and banding on our current pricing page and request a group quote for your workforce. Employers can also check provider availability for hospital admissions using our provider finder.

Get a quote or compare plans now to see how an affordable-day-to-day-and-hospital-plan-for-employees can fit your company budget and staff needs: Get a group quote or explore combined plan features here.

Implementing a combined employee plan - steps for employers

Rolling out an affordable-day-to-day-and-hospital-plan-for-employees involves straightforward steps that protect staff health and simplify administration. Use the checklist below to plan implementation and ongoing management.

Employer rollout checklist

• Assess workforce needs: Consider age profile, occupational risks and expected routine-care usage.
• Select plan options: Choose the combination of day-to-day benefits and hospital limits that match your budget and risk tolerance.
• Communicate clearly: Provide employees with easy guides on how to access remote consultations, submit claims and use the provider network.
• Monitor usage: Review monthly reports to manage contribution banding and maintain sustainability.

Practical plan-management tips

• Promote early care: Encourage use of routine services to prevent escalations that lead to in-hospital events.
• Use provider finder tools: Direct employees to approved hospital and out-of-hospital providers for faster service - check provider details here.
• Prepare for emergencies: Ensure employees know the Emergency Medical Response procedures and contact points.

South African employer use cases (scenarios)

• Small business with young workforce: Prioritise strong day-to-day benefits to keep staff healthy and productive.
• Industrial employer with higher injury risk: Emphasise higher hospital limits and Emergency Medical Response coordination.

How to compare and join

Compare plan options and request a group illustration to see exact monthly contributions for your employee mix. Current pricing and contribution bands are listed on our current pricing page - review the figures and then request a formal group quote. Start the process by comparing Group Cover plan options here or checking combined plan features here.

Sources

• Affinity Health - Group Cover details
• Affinity Health - Combined Plan overview
• Affinity Health - current pricing and contribution bands
• National Department of Health - South Africa