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Explore how South African families can access affordable basic dental benefits through day-to-day health insurance plans. Understand benefits, costs, and provider access from Affinity Health.
Basic dental care plays an essential role in the health and well-being of households. For South African families, routine check-ups can help prevent tooth decay, gum disease, and other complications. Yet, the cost of dental visits often discourages many from seeking timely care. Access to affordable dental benefits ensures that everyone in your family receives necessary care without the burden of high out-of-pocket expenses.
Regular dental visits are particularly important for children, helping to establish good hygiene habits and prevent future oral health issues. Adults also benefit from early treatment, reducing the risk of medical complications linked to untreated oral conditions.
Affinity Health offers budget-friendly options designed to fit diverse family needs, with selected plans that include basic dental benefits as well as additional day-to-day healthcare cover. Affordable premiums help make high-quality dental care accessible to more South Africans. For example, basic day-to-day plans start from as little as current published premiums for adults and current published premiums for children, with dental benefits included in the annual limits.
Access to an extensive network of dental healthcare practitioners ensures that families can receive care in both urban and rural locations. Search for an approved provider near you at Affinity Health’s provider locator.
When selecting basic dental benefits as part of your family health insurance, it’s important to evaluate benefit limits, inclusions, and monthly premiums. Cost-effective plans like those from Affinity Health provide meaningful dental benefits without costly extras that may go unused by average families.
| Plan Type | Basic Dentistry Included | Monthly Premium (Adult) | Monthly Premium (Child) |
|---|---|---|---|
| Day-to-Day Cover | Yes (within annual limit) | current published premiums - current published premiums | current published premiums - current published premiums |
| Junior Cover | Yes | - | current published premiums |
| Combined Cover | Yes (day-to-day portion) | current published premiums+ | current published premiums+ |
See the Junior Cover and Combined Plan pages for full benefit details.
A healthy mouth supports better nutrition, clearer speech development in kids, and improved self-confidence. Integrating dental cover into your health insurance plan ensures your entire family’s health is prioritised—without unsustainable costs.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Day To Day Health Cover
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs