The Importance of Dental Cover for Couples

Oral health is vital for overall wellbeing, yet dental costs in South Africa can quickly add up-especially for couples managing shared expenses. Investing in health insurance that includes essential dentistry benefits makes it easier to access routine check-ups and basic treatments without the financial stress often associated with private dental care.

What Is Considered Basic Dentistry?

• Routine dental check-ups
• Simple fillings and extractions
• Preventive treatments such as cleaning and scaling
• Pain management visits
• Basic dental x-rays

These procedures are fundamental to maintaining oral health and can often detect deeper problems before they become complicated, helping couples preserve healthy smiles over time.

Why Couples Choose Basic Dentistry Cover

• Predictable costs for regular dental care
• Access to a network of trusted dental providers
• Lower out-of-pocket spend for common procedures
• Peace of mind for unexpected tooth-related emergencies
• Early intervention leads to long-term savings

How Affordable is Dental Cover for Couples?

Premiums for couples are generally lower per person compared to taking two single plans, and you benefit from essential core protections. For example, according to Affinity Health’s 2024 rates, two adults (aged 18-54) can secure a Standard Day-to-Day plan from R1,168 per month for the couple. This includes routine dentistry and more-supporting monthly budgeting and helping prevent bigger, costlier dental issues down the line. See more pricing information at the Policy Rates and Pricing page.

Benefit Highlights for Couples

Benefit	Included in Plan	General Limits / Notes
Check-ups	Yes	Covered annually with participating providers
Fillings & Extractions	Yes	Benefit limits apply per procedure
Relationship discount	Yes (double adult cover)	Couple pricing vs two single

Factors to Consider When Selecting Dental Cover

Before choosing a plan, couples should carefully analyse the following:

• Annual and per-visit benefit limits for dental care
• Whether pre-approval is required for certain procedures
• Covers for basic vs. specialised dental work
• Provider network size and geographic availability
• Waiting periods before your cover becomes active for dental care

Affinity Health works with a vast network of private dental providers, ensuring easy access to dental check-ups and basic procedures across South Africa. To find a participating dentist near you, use the Find a Provider tool.

Role of Routine Dental Care in Family Wellness

• Couples are more likely to attend annual check-ups when insured
• Prevention of tooth decay and gum disease
• Reduced risk of expensive emergency interventions
• Supports confidence and quality of life

How to Get Started

1. Compare the available plans suitable for adults between 18-54 years.
2. Evaluate whether a combined or stand-alone day-to-day plan best suits your dental and other health needs.
3. Check if your regular dentist is within Affinity Health’s provider list to maximise benefits.
4. Prepare to meet any relevant waiting periods before accessing certain dental procedures.

Alongside affordability, Affinity Health stands out for reliability and service, putting private health services and essential dental cover within reach for South African couples. For an overview of all options, visit the Affinity Health homepage.

Sources

• Affinity Health - Policy Rates and Pricing
• Affinity Health - Day-to-Day Cover
• Affinity Health - Find a Provider
• Department of Health South Africa - Oral Health
• Statistics South Africa - Health Database