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Discover premium full medical insurance in Sandton. Compare hospital and day-to-day cover options with Affinity Health for families and professionals.
Protection for hospital events and everyday healthcare needs under a single, affordable plan.
Access private hospitals and GPs throughout Sandton and surrounding suburbs.
Specific solutions for children, working adults, and seniors for lifelong peace of mind.
Sandton, regarded as one of South Africa’s premier business and residential districts, is home to professionals, families, and retirees who demand top medical cover. Comprehensive health insurance combines hospital protection with day-to-day benefits, ensuring your healthcare needs are covered-from routine doctor visits to surgery and emergency medical response. Affinity Health delivers this balance through a range of well-structured plans, enabling Sandton residents to prioritise both preventative care and in-hospital needs without overspending.
Choosing full medical cover is especially relevant for Sandton's working professionals and families, offering peace of mind that all aspects of their health will be managed under one plan. Whether you are a young professional, managing a household with children, or transitioning into retirement, there is a solution crafted for every phase of life in this dynamic city.
Each group enjoys plan options with varying levels of benefits and premiums, meaning you can select according to your family’s structure and budget.
| Plan Type | Age Range | Monthly Premium | Benefits |
|---|---|---|---|
| Junior Combined | 0-17 years | From R624 | GP, dentistry, hospitalisation |
| Standard Combined | 18-54 years | From R1,093 | All round cover |
| Senior Combined | 55+ years | From R1,409 | GP, in-hospital, chronic meds |
Compare more tiers and custom family compositions using the latest premiums table on Affinity Health’s website.
Decision tip: Always assess the number of plan dependants, monthly budget, and expected care needs when reviewing full medical cover choices for your household.
Affinity Health plans are underpinned by an extensive provider network across Sandton and Johannesburg, meaning policyholders can access private hospitals and trusted GPs conveniently. You can confirm available facilities using the hospital locator tool. For minor ailments and follow-ups, the virtual healthcare support saves travel time and offers professional advice instantly.
For unique requirements such as innovative combinations or business/group needs, learn more about the Innovator Range options and Group Cover policies for corporate clients.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.