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Discover top-rated, affordable medical insurance for students in South Africa. Compare day-to-day, hospital, and combined plans designed for campus safety and health.
Day-to-day and hospital events covered for South African student life.
Student rates start under R900 per month, with no regional price difference.
Access healthcare providers anywhere in South Africa during your studies.
For South African students, managing health while studying can be challenging. Reliable medical insurance ensures access to essential care, prevents financial setbacks from unexpected illness or accidents, and helps young adults stay focused on their education. Students face unique risks, from campus sports injuries to common infections, making comprehensive cover more important than ever.
Comprehensive medical insurance typically refers to cover that includes both day-to-day health expenses (like GP visits, basic dentistry, and prescribed medicines) and protection for in-hospital events or emergencies. For students, this means:
Affordable insurance remains a central factor for students and their families. For example, current plans from Affinity Health show day-to-day cover for young adults costs around R879/month, hospital cover from R869/month, and combined cover from R931/month. Pricing is straightforward and does not change based on location.
Students between 18 and 54 qualify for Standard or Innovator range plans, while children under 18 can be included via Junior options. Shared family policies are also available for siblings or students with dependents.
| Feature | Day-to-Day Cover | Hospital Cover | Combined Plan |
|---|---|---|---|
| GP Consultations | Included | No | Included |
| Hospital Admission | No | Included | Included |
| Dental & Optometry | Yes (basic) | No (except trauma/accident) | Yes (basic) |
| Teleconsultations | Yes | Yes (for authorisations) | Yes |
For a more detailed exploration of each plan’s inclusions, visit Affinity Health’s Day-to-Day Cover or review all available options on the Hospital Plan guide.
South African students can access diverse plans that provide peace of mind on campus and at home. Some of the standout benefits include:
For more information on plan features and support, browse the Affinity Health homepage and ensure your chosen option matches your academic and health needs. If you're seeking comprehensive health insurance options for South African students, explore our full guides.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Day To Day Health Cover
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.