Comprehensive Solutions for the Modern Single South African

Single adults in South Africa face unique healthcare challenges. Whether you’re a young professional juggling work and wellness goals, or an independent adult seeking cost-effective protection, finding a plan that balances day-to-day care with hospital cover is essential. Combined medical insurance brings together routine benefits-like GP visits, basic dental, and prescription costs-with in-hospital cover for accidents, procedures, and emergencies. Affinity Health specialises in making this essential cover accessible and affordable for single South Africans.

What Is a Combined Medical Plan?

A combined plan offers both out-of-hospital (day-to-day) and in-hospital benefits packaged together for a single monthly premium. It’s designed for single adults who need regular check-ups, occasional scripts or dental support, and peace of mind during unexpected major events.

• One policy covers GP visits, acute and chronic medicine, and specialist-referred procedures.
• Hospital cover applies to emergencies, planned admissions, ward and theatre fees, and approved hospital-based diagnostics.
• Extra support services often include telephonic consultations, optometry, and wellness screenings.

Who Should Consider Combined Medical Insurance?

If you live alone, travel often, or want standalone health protection, a combined plan can be the right fit. This option is ideal for:

• Young professionals who want all-in-one cover at a predictable cost
• Adults starting out on their own who need immediate and emergency cover
• Anyone seeking budget-friendly options without losing access to private care

Key Benefits for Individuals

How to Compare and Choose the Right Combined Plan

When comparing medical insurance as a single adult, focus on these practical aspects:

• Is the monthly premium affordable for your income? For singles (age 18-54), Affinity Health’s Combined Plan starts at R1,445 per month. Always review plan documents for any annual/age-related increases.
• Does the provider offer a broad national network? Check provider availability in your city to ensure access to both doctors and hospitals without travel hassles.
• Are day-to-day and hospital benefits each sufficient for your health profile? Singles who travel, run, or live active lives may want higher hospital cover.
• Are virtual consultations or telephonic services available for after-hours advice?

Simple Plan Comparison Table

Lifestyle Tips for Healthy, Independent Living

• Routine GP check-ups help catch issues early-even if you feel well.
• Stay active: Walking, running, or joining a gym complements your insurance.
• Utilise nurse lines or telephonic consultations for minor health concerns.
• Be familiar with hospital and provider networks-visit hospital finder tools before an emergency arises.

Making the Most of Your Cover

Singles on combined medical insurance benefit from easy claims processes, clear benefit limits, and the security of knowing that both primary healthcare and emergencies are covered. Remember to review benefit schedules annually, stay updated with your provider, and keep necessary digital documents for speedy authorisations.

Sources

• Affinity Health - Combined Health Plan
• Affinity Health - Innovator Range
• Affinity Health - Policy Rates
• SouthAfrica.info - Health Services Overview
• Statistics South Africa - Health data