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Stay ahead with our latest insights and proven strategies
Explore leading combined medical insurance options from Affinity Health. Enjoy day-to-day and hospital cover in one affordable plan for South African families.
For families, individuals, and professionals in South Africa, managing healthcare costs requires protection that goes beyond occasional emergencies. A combined medical insurance plan merges day-to-day cover-such as GP visits, optometry, dentistry, and certain medicines-with hospitalisation benefits for accidental injuries, illness, and surgical procedures. Choosing a top combined solution ensures peace of mind by reducing out-of-pocket expenses when accessing private care.
Combined insurance policies offer essential day-to-day medical support alongside hospitalisation for accident and illness, eliminating the worry of large, unexpected expenses. Learn more about Affinity Health’s combined options.
| Benefit | Day-to-Day Cover | Hospital Cover |
|---|---|---|
| GP Consultations | Yes | No |
| Dentistry & Optometry | Yes | No (except emergencies) |
| Hospital Admission | No | Yes |
| Emergency Medical Response | Included | Included |
| Chronic Medicine | Limited | No |
Affinity Health provides affordable monthly premiums for combined plans. For example, the Standard Combined Plan starts from current published premiums for adults aged 18-54, and from current published premiums for seniors aged 55+. Children on the Junior Combined Plan are covered from current published premiums per month. For Innovator Combined options with advanced combinations, consult the current premium guides.
Affinity Health’s combined plans offer a blend of affordability, access to extensive networks, and support for everyday medical needs. Find additional information in the day-to-day benefits section to compare all available options for South African families and professionals.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan