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For families, individuals, and professionals in South Africa, managing healthcare costs requires protection that goes beyond occasional emergencies. A combined medical insurance plan merges day-to-day cover-such as GP visits, optometry, dentistry, and certain medicines-with hospitalisation benefits for accidental injuries, illness, and surgical procedures. Choosing a top combined solution ensures peace of mind by reducing out-of-pocket expenses when accessing private care.
Combined insurance policies offer essential day-to-day medical support alongside hospitalisation for accident and illness, eliminating the worry of large, unexpected expenses. Learn more about Affinity Health’s combined options.
| Benefit | Day-to-Day Cover | Hospital Cover |
|---|---|---|
| GP Consultations | Yes | No |
| Dentistry & Optometry | Yes | No (except emergencies) |
| Hospital Admission | No | Yes |
| Emergency Medical Response | Included | Included |
| Chronic Medicine | Limited | No |
Affinity Health provides affordable monthly premiums for combined plans. For example, the Standard Combined Plan starts from R869 for adults aged 18-54, and from R1,124 for seniors aged 55+. Children on the Junior Combined Plan are covered from R701 per month. For Innovator Combined options with advanced combinations, consult the current premium guides.
Affinity Health’s combined plans offer a blend of affordability, access to extensive networks, and support for everyday medical needs. Find additional information in the day-to-day benefits section to compare all available options for South African families and professionals.
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Explore leading combined medical insurance options from Affinity Health. Enjoy day-to-day and hospital cover in one affordable plan for South African families.
Day-to-day and hospital benefits combined for all-round health protection.
Standard, Junior, Senior, and advanced Innovator options for every South African.
Nationwide provider networks and seamless support for emergencies and routine care.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan
Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.
Verified customer
Brandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customer
I got what I needed within minutes and saved money.
Verified customer
Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customer
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.