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Find the top combined health plan for your family in South Africa. Explore integrated day-to-day and hospital cover, premium examples, and leading benefits from Affinity Health.
One solution for routine check-ups and hospital admissions.
Predictable monthly costs keep your household health budget manageable.
Find doctors and hospitals close to home or while travelling.
Families in South Africa are often faced with the challenge of managing both everyday healthcare needs and the risk of high medical expenses from hospital admissions. Combined health plans bridge this gap by integrating day-to-day and hospital cover into a single, budget-friendly health insurance solution. This ensures your family is protected during unexpected hospital events and has access to private primary care when needed.
Combined plans bundle essential features for households seeking predictable healthcare costs and peace of mind, especially for those with children or aging parents.
| Family Type | Monthly Premium (from) | Plan Group |
|---|---|---|
| Individual (18-54) | R1,089 | Standard Range |
| Married Couple (18-54) | R2,063 | Standard Range |
| Family of Four | R3,343 | Standard Range |
Visit Affinity Health’s Combined Plan page for updated premium details and to compare benefit levels for your household.
Families can also explore specialised options for children and retirees with Junior Cover and Senior Cover.
The primary advantage of a combined plan is simplicity. Instead of managing multiple policies, your family receives coordinated protection covering both everyday visits and hospital admissions. This streamlines administration and often reduces costs compared to purchasing separate plans.
South African households benefit from combined plans by minimising out-of-pocket bills and gaining predictable expenses every month. This certainty allows families to focus on wellness and preventive care, rather than only seeking treatment during emergencies.
Tip: Consider pairing your plan with hospital or day-to-day-only options for members with specific needs, or use the hospital provider search tool to find approved facilities in your area.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.