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Discover why Durban residents trust Affinity Health’s combined plan for routine and hospital care. Learn about transparent costs, network access, and essential benefits.
Manage everyday care and emergencies under a single affordable premium.
Clear details on service inclusions and straightforward Durban-based pricing.
Access a broad range of private GPs and hospitals across the city.
Durban’s dynamic lifestyle, from its thriving urban core to its family-oriented suburbs, calls for health insurance that covers both everyday healthcare needs and unplanned in-hospital events. A combined health plan ensures that you and your loved ones enjoy peace of mind, affordable routine care, and financial protection against major health setbacks-all within one monthly premium. Affinity Health offers a solution designed for those who do not want to compromise between access and affordability.
Combined plans are ideal for busy Durban professionals, parents of school-age children, and seniors wishing to maintain access to private medical care. For those interested in plan details for younger and older members, see the Junior and Senior options.
| Benefit Type | Included Services |
|---|---|
| Day-to-Day | GP consultations (network), basic dentistry, optometry network, acute medication |
| Hospital | Private admissions, emergency medical response, theatre & ward, in-hospital scans, approved practitioner costs |
Monthly premiums generally range from R690 for a single adult, with options available for couples and families up to R2,099. For an overview of current pricing across plan ranges, review full rates here.
Access to trusted healthcare is vital for Durban’s working parents, retirees, and individuals managing chronic or acute conditions. A combined health cover gives you both reassurance and flexibility, with pathways for upgrading if your needs change.
Families in Durban often choose combined plans to prepare for unplanned medical emergencies while maintaining regular wellness visits for their children. Seniors enjoy easier budgeting and uninterrupted care with this integrated approach.
| Typical Inclusion | Combined Plan | Single Benefit Plan |
|---|---|---|
| Out-of-hospital GP/dental/optometry | ? | ? |
| Hospital admission and major medical events | ? | ? or limited |
| Emergency medical response | ? | ? or limited |
Affinity Health maintains a wide network of private GP practices, hospitals, and healthcare professionals across Durban and neighbouring areas. You can easily find a provider near you or check hospital partners via their hospital network page.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Combined Health Plan