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Stay ahead with our latest insights and proven strategies
Learn how Affinity Health’s maternity benefits support pregnancy, birth, and newborn care for South African families. Discover your plan options and hospital cover details.
Hospital and combined plans support childbirth admissions and postnatal care.
Specific plans for various ages and family needs during pregnancy.
Maternity benefits start after standard waiting periods for new members.
Expecting a baby is a significant milestone, and planning ahead with the right healthcare support can make all the difference. Affinity Health’s medical insurance products offer essential protection during pregnancy, enabling access to private healthcare services and relieving the financial pressure of childbirth. Unlike traditional medical aid, Affinity Health provides insurance-based cover designed for South African families, young professionals, and individuals needing clear maternity benefits and predictable monthly costs.
Maternity benefits vary depending on the specific plan range and whether you select a hospital or combined plan. Each plan includes different levels of cover for childbirth-related hospitalisation and may offer consultations with a healthcare practitioner, prenatal check-ups, and tests.
Waiting periods do apply for maternity benefits across all plan types. It’s vital to review plan documentation and understand that coverage for pregnancy-related events is subject to these waiting periods, which are standard in South Africa’s health insurance sector.
For additional information on specific day-to-day or hospital maternity care options, visit the Affinity Health Combined Plan or explore all hospital plan options designed for South African families.
Maternity benefits cover changes depending on your age group and plan range. For example, young professionals and families aged 18-54 qualify for standard or innovator plans, while teens and children benefit from junior cover. Each offers hospital and combined plan choices with varying limits for pregnancy-related hospital stays and newborn care.
| Plan Type | Maternity Cover | Benefits |
|---|---|---|
| Standard Hospital Plan | In-hospital maternity stays | Admission, delivery fees (caesarean/natural), newborn care in hospital |
| Standard Combined Plan | Day-to-day and hospital | Antenatal visits, hospital delivery, recovery, newborn admission |
| Junior & Innovator Ranges | Family-focused | Support for growing families, depending on selected plan |
Choosing a combined plan can offer broader support, particularly if you expect to need both preventive and hospital-based maternity services. Pricing is designed to suit various family budgets, so review your options using the plan rates guide before making your decision.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
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Get answers to common questions about Combined Health Plan
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs