Featured Articles
Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
Many South Africans find themselves reassessing their medical cover due to changing financial priorities or shifts in family and work circumstances. Moving from a medical aid to private health insurance such as Affinity Health’s cover options can help control monthly costs while still providing vital access to private hospitals and day-to-day medical care. Understanding the key differences and transition process is essential for maintaining uninterrupted healthcare protection.
Did you know? Affinity Health products are medical insurance, not registered medical aid schemes. They suit South Africans seeking affordable, reliable health cover with essential private care benefits, but do not provide prescribed minimum benefits or regulatory protections equivalent to medical aid.
Submit your details below and one of our qualified consultants will be in contact with you shortly.
Plan your switch so that there is no gap in cover. Affinity Health cover usually starts on the 1st of the month following acceptance and approval. If you cancel your existing cover before your Affinity Health plan is activated, you risk being uninsured for several weeks.
Be mindful of any overlap or period when you may not be covered, especially if you have known medical needs or chronic conditions. Start your Affinity Health cover on the exact date your medical aid is set to end, taking into account administrative processing times.
Remember, Affinity Health offers medical insurance, not registered medical aid. Plan benefits, claims processes, and waiting periods are clearly outlined for complete transparency. For families or professionals who value cost certainty, this approach can offer a practical solution in the South African context.
Learn how to transfer from traditional medical aid to Affinity Health medical insurance in South Africa. Step-by-step process, timing, and plan choices for individuals, families, or retirees.
Follow a structured path from medical aid to new health cover with minimal disruption.
Understand which Affinity Health product matches your needs and age group.
Tips to avoid coverage gaps and ensure ongoing access to private healthcare.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.
Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerFrom routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Get answers to common questions about Procedure Guides