Looking for affordable health cover under one thousand rand per month in South Africa? Affinity Health offers several Innovator and entry-level Standard options for principal members, with premiums verified for 2026.

Which plans qualify under one thousand rand?

Plans priced at or below one thousand rand for a principal member typically include Vital Select, Chrome, Bronze, Delta Max, and Standard Day-to-Day. Each plan targets different needs — from limited hospital care through to broader day-to-day benefits. Use the table above for current principal premiums and links to full plan details on Affinity Health.

Medical insurance vs medical aid

Medical insurance products like these are designed to be more affordable than registered medical aid, but they do not replicate full hospital cover or PMB protection. If you need comprehensive hospital and chronic benefits regulated under the Medical Schemes Act, compare registered medical aid options separately.

How to choose the right under one thousand rand plan

Start with how you use healthcare day to day. If you mainly need accident hospitalisation with some routine cover, Chrome may suit you. If you want broader day-to-day benefits, consider Bronze or Standard Day-to-Day. Vital Select suits members who want a lower premium with limited hospital-care benefits.

What to check before you apply

• Waiting periods for specific benefits
• Network provider requirements
• Annual limits and exclusions in the policy brochure
• Premiums for dependants if you need family cover

For authoritative product terms, always read the current policy brochure on the relevant Affinity Health plan page before applying.

Sources

• Affinity Health Innovator range
• Affinity Health Standard plans