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Learn how to achieve full medical cover in Sandton. Compare day-to-day, hospital, and combined health plans by Affinity Health for individuals, families, and seniors.
Secure both day-to-day care and hospital admissions for individuals and families in Sandton.
Ranges and pricing to suit children, adults, and retirees and fit Sandton household budgets.
Access private GPs, dentists, and Sandton hospitals through a large provider network.
In the heart of Johannesburg, Sandton stands as a hub for professionals, families, and retirees seeking exceptional medical services. Full medical cover addresses both daily healthcare needs and major in-hospital events, offering security across routine checkups, emergencies, and complex treatments. Choosing the right plan ensures you receive private healthcare access, comprehensive service coverage, and peace of mind.
South African families understand that public facilities often experience long waiting times. Private medical cover, particularly in busy centres like Sandton, delivers faster care, improved health outcomes, and more predictable out-of-pocket costs.
Affinity Health provides a range of affordable health insurance solutions. By offering separate and combination day-to-day and hospital plans, individuals can select coverage that fits their unique needs and budgets:
Consideration: Full cover is most effective when both day-to-day healthcare and hospital needs are addressed. Affinity Health’s Combined Plan, for example, merges these benefits for greater protection. Explore more about your options on the Combined Plan page.
| Plan Type | Out-of-Hospital Benefits | In-Hospital Benefits |
|---|---|---|
| Day-to-Day | GP, dentistry, optometry, acute and chronic medication | Not covered |
| Hospital Plan | Not covered | Accident & illness admissions, surgery, procedures |
| Combined Plan | All day-to-day benefits | All hospital benefits |
For up-to-date information on monthly premiums and benefit details, visit the current pricing page. This enables Sandton families to plan their medical expenses with confidence.
Whether you are a young professional, parent, or retiree, the importance of broad health insurance cannot be overstated. Sandton’s fast-paced lifestyle, high expectations for quality care, and access to top private hospitals make comprehensive insurance a necessity rather than a luxury. Security, convenience, and the ability to choose your providers all factor into the decision.
Many Sandton residents prefer combined plan options to simplify health cover management for their household. Bundling day-to-day and hospital benefits increases predictability for both small and major health expenses.
Affinity Health’s premiums are designed to fit different household budgets. As of 2024, combined plans for adults start around R1,179 per month, with junior and senior rates available on the pricing table. Day-to-day and hospital options are available from as low as R649 for adults, with lower junior rates. Visit the policy rates page to view exact costs.
With a large provider network accessible in Sandton and throughout South Africa, members can locate a GP, dentist or optometrist through the provider search tool. For hospital events, pre-authorisation and telephonic support are available 24/7, giving families peace of mind during emergencies and planned procedures alike.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.