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Access to high-quality private healthcare is essential for the well-being of individuals and families in the Western Cape. Many South Africans require a blend of protection: cover for day-to-day healthcare needs, as well as reliable hospital support for unexpected medical events. The combination of day-to-day and hospital plans provides the peace of mind that minor and major health events are both managed, without the worry of mounting out-of-pocket expenses.
For those living throughout the Western Cape - from Cape Town to smaller centres - a combined plan provides access to private healthcare practitioners and hospital facilities, supporting wellness checks and emergencies alike.
Monthly premiums for combined plans start around R1,319 for adults (Standard Range), with tailored options for children (from R799 for Affinity Junior) and seniors (from R1,428 for Affinity Senior). Always check the latest plan rates before making your choice.
All plans are available for residents across the province. Network provider access ensures coverage for a wide range of healthcare needs, regardless of location. Find a practitioner using the provider locator.
| Age Range | Combined Plan Monthly Premium | Key Benefits |
|---|---|---|
| 0-17 (Junior) | From R799 | GP visits, basic dental, optometry, in-hospital emergencies |
| 18-54 (Standard) | From R1,319 | Day-to-day GP, in-hospital events, radiology, prescribed medication |
| 55+ (Senior) | From R1,428 | Comprehensive check-ups, hospitalisation, chronic care support |
| 18-54 (Innovator) | Varies by option | Six options for custom fit; consult plan guide |
Premiums are based on the most recent published rates from Affinity Health. Pricing does not differ by city, making plans equally accessible throughout the Western Cape.
Choosing a combined plan gives you direct access to an extensive provider network, ensuring prompt attention for both GP visits and hospital admissions. This is supported by dedicated support lines for bookings, authorisations, and emergency medical response. Use the hospital locator tool to check approved hospital facilities in the Western Cape. All plans emphasise private, efficient care for every covered event.
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Explore affordable health insurance solutions for all ages in the Western Cape: day-to-day and hospital plans, provider networks, and pricing for families and professionals.
Covers both routine healthcare needs and hospital events under a single monthly premium.
Affinity Health offers Junior, Standard, Senior, and Innovator combined plans.
Tap into leading private providers and hospital networks throughout the province.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerGet answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.