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Find out how combined day-to-day and hospital health cover works for North West residents. Review plan options, benefits, and provider access from Affinity Health.
Day-to-day and hospital costs covered under one plan for added value and convenience.
Options for children, adults, and retirees with predictable monthly budgets in North West.
Wide access to private GPs, clinics, and hospitals across the North West province.
Access to both routine healthcare services and protection from high in-hospital expenses is essential for individuals and families in North West. Selecting the right combination of cover helps manage daily wellness needs while providing security in emergencies or unexpected medical events. South Africans in the region are increasingly seeking options that blend affordability with reliable private care.
A combined plan offers both out-of-hospital and in-hospital benefits, covering everything from regular doctor visits and prescribed medications to medical emergencies that require hospitalisation. This structure is valuable for:
Combined cover is particularly useful in areas where access to public healthcare can involve long wait times. Families in North West often benefit from options that allow straightforward claims and access to care at local facilities.
Day-to-day benefits typically cover:
Hospital benefits generally include:
To see detailed information on available plans in North West, you can explore the combined plan breakdown and compare with separate day-to-day cover or hospital plan options. You may also be interested in Day-to-Day and Hospital Plan Options for Johannesburg Residents for comparison.
Combined plans in North West are designed to meet the varied needs of different age groups and family arrangements. When choosing, consider these core aspects:
| Plan Category | Age Range | Starting Monthly Premium |
|---|---|---|
| Junior (Combined) | 0-17 | R549 |
| Standard (Combined) | 18-54 | R1,404 |
| Senior (Combined) | 55+ | R1,968 |
Visit our provider search tool to locate clinics, GPs, and hospitals near you in North West.
See current combined and separate plan rates on the policy rates page. For information tailored to your stage of life, review dedicated guides on junior and senior plans.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan