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Discover practical, affordable health insurance options that combine day-to-day and hospital cover for South African students. Explore benefit details and pricing.
For students in South Africa, access to reliable health insurance is crucial. Balancing studies and personal well-being requires a plan that covers day-to-day health care services like GP visits and prescriptions, while also offering protection for more serious medical events requiring hospitalisation. Affinity Health’s plan options are tailored for budget-conscious students seeking comprehensive cover at affordable rates.
Students often face unique health challenges, like adjusting to new environments, dealing with stress, or managing minor illnesses. The right plan helps to keep medical care within reach while focusing on academic success.
If you’re under 18, explore the Affinity Junior range, designed for students from primary to high school.
Finding the appropriate cover means comparing what each plan includes and excludes. Many students prioritise routine consultations and preventive care, but hospital protection is key for unexpected events. Here’s how a typical plan breakdown might look:
| Benefit | Day-to-Day Cover | Hospital Cover |
|---|---|---|
| GP Consultations | Included (subject to cap) | Not covered |
| Basic Dentistry | Included | Not covered |
| Hospital Admission (Accident/Illness) | Not covered | Covered |
| Medicine (Acute) | Included | Covered if hospitalised |
For students aged 18-54, standard plan premiums start around current published premiums/month for hospital-only cover and current published premiums/month for day-to-day plans, with combined options available. These prices are fixed regardless of where you study. Access current rates on the policy rates page.
Combining day-to-day and hospital cover means regular care costs are managed and you’re protected from high bills if hospitalised due to illness or accident.
Day-to-day and hospital plans for students give you independence and help you make proactive health decisions without worrying about costs derailing your studies or social life.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Combined Health Plan
Choose the option that fits your needs