Understanding Out-of-Hospital Benefits for Couples

Every day health expenses, from GP checkups to dental cleanings, form a crucial part of couples’ wellbeing. With Affinity Health, South African couples can unlock access to essential out-of-hospital medical care for predictable, budget-friendly monthly costs. These plans ensure you’re able to seek care without hesitation for routine needs-without the pressure of unexpected expenses.

What do out-of-hospital benefits include?

• GP consultations for illness, routine health checks, and preventive care
• Basic dentistry (such as cleanings, fillings, and extractions at network practices)
• Acute medicines prescribed by your practitioner
• Minor procedures performed out of hospital (e.g., wound stitching or removal of benign skin lesions)
• Optometry network services (routine eye checks and prescription lenses at participating providers)
• Pathology and radiology tests requested by your GP

Why couples choose everyday health cover

• Budget predictably with monthly premiums-no surprise GP or dentist bills
• Access credible provider networks for a high standard of care
• Make proactive healthcare decisions, from checkups to immunisations
• Enhance your household’s resilience against minor medical events

Comparing plans for couples

Affinity Health offers day-to-day plans designed specifically for adults in the 18-54 age group, with combined options available for families. For couples, the Day-to-Day Cover in the Standard Range is the most commonly chosen, providing a strong balance between affordability and comprehensive routine care.

What couples pay for out-of-hospital cover

Sample monthly premiums for two adults (as of 2024):

• Day-to-Day Cover (Standard Range, per adult): From R929 per month
• Day-to-Day + Hospital Combined: From R1,398 per month per adult

For the latest pricing details, visit the policy rates page.

Maximising Everyday Health for Couples in South Africa

Access to timely GP care, preventive dental and vision checkups, and prescription medicines lets couples maintain health and reduce risks of more severe conditions. Affinity Health’s focus on accessible benefits empowers South Africans to keep up with essential healthcare-without unaffordable fees.

How these plans support your lifestyle

• Flexible appointment scheduling at network clinics
• Immediate access to treatment advice for aches, infections, or minor injuries
• Routine women’s and men’s wellness exams included
• Telephonic access to independent healthcare practitioners for common health concerns

How to find a provider

Affinity Health members benefit from large networks. Use the find a provider tool to locate nearby GPs, dentists, or optometrists. Provider networks span urban and rural areas, so couples can use their benefits throughout South Africa.

Is everyday health cover right for you?

1. Consider your current level of GP engagement-do you ever delay visits due to cost?
2. Are preventative checks (dentist, optometrist) a priority for you and your partner?
3. Would planning your monthly out-of-hospital costs give you more peace of mind?
4. Does combining hospital and day-to-day benefits make sense for your situation?

Couples often see the most value when they make regular use of included services, catching issues early and avoiding larger hospital bills later.

More options with combined health plans

If you’re seeking additional protection for both out-of-hospital and in-hospital scenarios, the Combined Plan lets you manage both aspects on a single premium, reducing complexity for busy couples.

Trusted, Specialist-Focused Experience

Affinity Health, established in 2011, is dedicated to making private healthcare affordable and reliable for all South Africans. Couples benefit from experience-driven plan designs, easy online access, and industry-leading customer service.

Sources

• Affinity Health - Day-to-Day Cover
• Affinity Health - Combined Plan
• Affinity Health - Current Policy Rates
• Statistics South Africa: Public and Private Healthcare Access
• National Department of Health South Africa