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Explore plan options for complete medical insurance in Johannesburg. Get both day-to-day and hospital cover with Affinity Health. Learn about plan types, benefits, and premiums.
Having reliable medical insurance is important for Johannesburg residents, whether you’re raising a family, building your career, or enjoying retirement. Complete health cover means protecting your household from both everyday medical needs and unexpected hospital stays. Affinity Health offers plan options that include day-to-day benefits-such as GP visits and medicine-as well as robust in-hospital cover for emergencies, surgery, or childbirth. The right plan can give you peace of mind and help you manage your medical budget.
| Age Group | Plan Type | Monthly Premium (from) | Scope of Cover |
|---|---|---|---|
| Children (0-17) | Junior Combined | current published premiums | Out-of-hospital + hospitalisation |
| Adults (18-54) | Standard Combined | current published premiums | Day-to-day + hospital |
| Seniors (55+) | Senior Combined | current published premiums | Comprehensive daily and in-hospital |
Each plan is designed for different life stages and needs, ensuring you can choose according to your family composition and risks.
Did you know? Combined health insurance can reduce your out-of-pocket medical costs and shorten the wait for hospital admission at private facilities in Johannesburg.
Discover detailed plan breakdowns and pricing on the official policy rates page for up-to-date premiums and coverage details.
Plan options vary for children, adults, and seniors, with the most popular plans offering both out-of-hospital and in-hospital benefits. When making your selection, consider your family’s healthcare needs and frequency of doctor’s visits, as well as any chronic conditions or planned procedures. For Johannesburg families, combining daily and hospital cover is a popular way to manage costs and maintain health.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan