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Attending university or college in South Africa involves balancing studies, social activities, and personal health. With student budgets often stretched, finding reliable medical insurance is crucial. Young adults face unique risks-from sports injuries to unexpected illnesses-and access to quality healthcare should never be out of reach. Students benefit from health insurance that not only covers major emergencies but also supports daily wellbeing with convenient care access.
Most students prioritise plans with both routine healthcare and protection for unforeseen hospitalisation. Exploring combined plan options ensures both needs are met within a single, manageable monthly premium.
Student health insurance plans in South Africa can be surprisingly cost-effective. For example, cover for individuals aged 18-24 years is available from as little as R744 per month for a Day-to-Day plan, R869 for a Hospital plan, or R1,017 for a Combined plan. These rates are based on leading providers such as Affinity Health-see their full price breakdown for 2024 for more detail.
| Benefit | Day-to-Day Only | Hospital Only | Combined |
|---|---|---|---|
| GP Consultations | Yes | No | Yes |
| In-Hospital Treatment | No | Yes | Yes |
| Basic Dentistry | Yes | No | Yes |
| Emergency Medical Response | Yes | Yes | Yes |
| Virtual Consultations | Yes | Yes | Yes |
Take the following steps to ensure your insurance matches your life circumstances and study plans:
Most policies let you access a wide network of doctors and hospitals. For Affinity Health plans, use the provider search to find clinics and practitioners near your campus via their online tool. This ensures you can get care quickly, even when away from home.
Student health plans often include telephonic support and emergency medical response-vital for after-hours situations. Immediate advice can be accessed remotely and may include mental health support when needed.
Students can maximise their insurance by opting for combined cover, choosing plans that fit personal healthcare habits, and making use of national provider networks. See more options at Affinity Health’s homepage.
Contact us today and we will get back to you shortly
Discover student medical insurance options in South Africa. Learn about affordable combined plans, daily healthcare, emergency hospital cover, and how to choose the right policy.
Student-friendly medical insurance plans with monthly premiums starting from R744 for essential benefits.
Combined plans offer everyday care and in-hospital cover, matching student lifestyles and health risks.
Extensive national provider network makes access to GPs and emergency care smooth for all students.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.
Verified customer
Brandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customer
I got what I needed within minutes and saved money.
Verified customer
Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerGet answers to common questions about Combined Health Plan
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs