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Explore joint health cover options for couples in South Africa. Compare day-to-day, hospital, and combined plans with Affinity Health for budget-friendly peace of mind.
Protect both partners with essential benefits for everyday use and hospital emergencies.
Affordable monthly premiums for singles or joint cover across South Africa.
Use extensive networks for GP, pharmacy, and hospital needs when it matters most.
Couples building a life together in South Africa face both the joys and responsibilities of shared healthcare needs. Unforeseen medical bills can place stress on a relationship and household finances. Choosing an essential health insurance plan ensures that both partners receive quality care, from regular doctor visits to hospitalisation, without unexpected costs derailing your goals. South African couples-whether newlyweds, partners planning a family, or empty nesters-can access affordable solutions that reduce risk and promote well-being.
Affinity Health has designed accessible, budget-friendly plans that support individuals and couples throughout South Africa. Options within the Combined Plan, Hospital Plan, or Day-to-Day Cover provide solutions for each life stage. Plans are available to adults from 18 to 54 years, with dedicated options for seniors. Couples can find both individual and joint cover-compare plans that allow co-coverage for partners to maximise value and convenience.
| Plan Type | Monthly Premium (per adult) | Typical Combined Premium (2 adults) |
|---|---|---|
| Day-to-Day Cover | From R779 | From R1,558 |
| Hospital Plan | From R869 | From R1,738 |
| Combined Plan | From R1,118 | From R2,236 |
Premiums shown are base rates and may increase with optional features or as benefit levels rise. For accurate breakdowns by age and plan, review the current rates page on the Affinity Health website.
Choosing the best health insurance arrangement as a couple depends on shared lifestyle, health status, and common goals. Essential health cover, like a Combined Plan, is well-suited for couples wanting balanced protection-routine healthcare for both partners as well as robust in-hospital cover for serious events. Couples with specific health needs, such as chronic medication, should review plan inclusions in detail to ensure these benefits are available. For mature couples, dedicated options in the Senior Cover range provide additional peace of mind for those aged 55 and above.
Couple scenario: Two working adults in Johannesburg combine day-to-day and hospital cover for predictable monthly healthcare costs, making budgeting easier and medical emergencies less stressful.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.