Why GP Consultations Matter for Students

Regular access to a general practitioner (GP) is essential for students navigating the demands of academic and campus life. From first-year university students to those finishing their degrees, timely GP consultations help address minor illnesses, routine check-ups, vaccinations, and the early detection of more serious health conditions.

Common Student Health Concerns Addressed by GPs

• Colds, flu, and seasonal infections
• Allergies and asthma
• Mental wellness support via telehealth sessions
• Chronic condition management (e.g. diabetes, asthma)
• Minor injuries and advice on first aid
• Sexual health, contraception, and vaccinations

Without health cover, out-of-pocket costs for GP visits can add up quickly. Having the right insurance plan ensures affordable and predictable healthcare when you need it most. To understand more about pricing and available options, you can visit the Affinity Health policy rates page.

What Is Included in a Day-to-Day Health Insurance Plan?

A day-to-day plan generally covers:

• GP consultations at registered private practices
• Basic pathology and blood tests requested during a consultation
• Acute medication for short-term conditions
• Basic dentistry and optometry benefits
• Option for virtual advice via a registered healthcare practitioner

Access to these services means students are supported to continue their studies with minimal interruption, managing health issues early and effectively. For younger students, dedicated cover is available for the 0-17 age group-review Affinity Junior Cover for more details.

How Much Do Students Typically Pay?

These prices are sourced from the official Affinity Health rates and may be reviewed periodically. To see detailed inclusions and exclusions, check the day-to-day cover page.

Making the Most of Student Health Insurance

Effective use of your health benefits is more than just being covered for emergencies. Recognising symptoms early and visiting your GP for minor concerns or guidance on healthy lifestyles is key to staying healthy as a student.

Best Practices for Students Accessing GP Consultations

• Keep your membership details and policy number accessible on your phone or student ID wallet
• Familiarise yourself with providers near campus using the provider locator tool
• Book appointments early in the day or during off-peak times to minimise wait times
• Utilise telephonic and virtual consults when minor symptoms arise, for quick access to guidance
• Monitor allowable visit quantities if your plan has set limits

Plan Options for Every Stage of Student Life

Affinity Health offers solutions for a range of student needs:

• Teens and High Schoolers: Junior cover with routine GP visits, immunisations, and emergency medical response
• Tertiary Students: Standard plans with additional telehealth support for mental wellness and access to acute medications
• Young Professionals: Options under the Standard Range as you transition from campus to the workplace

Learn more about transitioning between age-related covers by reviewing plan details on the combined plan page.

Key Benefits of Private Health Cover for Students

• Preferred rates for younger ages
• Access to private facilities and shorter waiting times
• Predictable healthcare costs and fewer financial worries
• Prevention-focused care to minimise missed lectures and exams

Sources

• Affinity Health - Day-to-Day Cover
• Affinity Health - Current Policy Rates
• Affinity Health - Junior Cover
• National Health Insurance Policy - South Africa
• Statistics South Africa - Health Services Data