Why Singles Need All-in-One Health Cover

Single adults face unique challenges when it comes to health cover: juggling routine healthcare, managing unpredictable life events, and being solely responsible for medical expenses. Having combined day-to-day and hospital protection offers peace of mind and affordability, so you can focus on your career and daily life without worrying about sudden health costs. Affinity Health provides singles in South Africa with budget-friendly plans that cover out-of-hospital needs plus in-hospital events in one monthly premium.

Essential everyday care for busy lives

• Unlimited GP visits (subject to managed care rules)
• Acute medication and basic dentistry
• Limited optometry, radiology, and pathology benefits
• Telephonic consultations with registered healthcare professionals

In-hospital cover for major medical events

• Private hospital admission for illness, accidents, and emergency procedures
• Theatre and ward fees, approved practitioner costs
• Emergency medical response included
• Selected hospital-based scans and treatments

Key plan benefits: a quick comparison

This streamlined approach means you’re never caught unprepared-routine care, preventative check-ups, and hospitalisation are all looked after. For a breakdown of hospital-specific benefits, see the hospital plan guide.

How to get the most from your plan

• Choose plan levels to match your health needs and budget
• Use the provider network for faster access to care-see where you can find a provider here
• Access telephonic support for acute minor illness and advice

Who Should Consider a Combined Plan?

Singles aged 18-54-especially young professionals, contractors, and those who travel often-benefit most from complete protection, since unplanned healthcare costs become your sole financial responsibility. This plan suits anyone aiming to balance risk and predictability within a single monthly payment.

South African scenarios: Common uses

• Urban office workers using regular GP appointments and screenings
• Individuals living apart from family, relying on their own emergency hospital protection
• Active singles needing cover for sports injuries or unpredictable incidents

Budgeting and affordability

A combined plan is budget-friendly for singles seeking all-round protection. Standard Range Combined Plan premiums for single adults start from R1,413 monthly, and comprehensive options like the Innovator Range offer advanced combination plans for those wanting extra features. Learn more about Innovator plan inclusions here.

Comparing your options at a glance

• Day-to-day plans are ideal for high-frequency healthcare users
• Hospital-only plans offer lower premiums with protection for major events
• Combined plans deliver both, so you never have to choose between daily health and emergencies

Practical steps when selecting a plan

1. Assess routine health expense vs. unexpected risk: GP visits, medicine, accidents, procedures
2. Check benefit limits and exclusions according to your lifestyle
3. Review waiting periods for select procedures or new conditions
4. Compare premiums-see detailed updates at Affinity Health’s policy rates page

Sources

• Affinity Health - Combined Plan Information
• Affinity Health - Current Plan Pricing
• Affordable Health Cover for Singles in SA
• National Department of Health