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South African families search for health insurance that addresses both regular doctor visits and serious medical emergencies, all while staying affordable. A combined day-to-day and hospital solution gives families the reassurance of immediate access to care for colds, check-ups, and medication, plus peace of mind for bigger medical events like surgeries or accidents. Affinity Health’s plans are designed to provide this balance, supporting young professionals, parents, and retirees alike.
A combined health option is especially valuable for households with school-age children or multi-generational members. Common scenarios include managing sudden illnesses, minor injuries, preventive check-ups, dental care, and unexpected hospital stays. The predictability of monthly premiums makes household budgeting easier and helps prevent care delays due to out-of-pocket costs.
Affinity Health offers combined day-to-day and hospital plans for:
Did you know? Combined plan monthly premiums can start at R769 for children, R1,099 for adults, and R1,643 for retirees as of 2024, making them some of the most cost-effective solutions for families seeking both day-to-day and hospital benefits. For more details, compare rates on Affinity Health’s rates page.
Combined plans offer seamless integration between these daily benefits and in-hospital protection, ensuring your family’s complete care journey is covered. See the day-to-day cover page for in-depth benefit descriptions.
A combined health option is more than just a pairing of individual products-it is designed to protect your entire family’s wellness journey from minor ailments to major hospital stays. Here is a snapshot of how benefits are structured at each life stage:
| Plan Range | Day-to-Day Benefits | Hospital Benefits | Monthly Premium (from) |
|---|---|---|---|
| Junior (0-17 yrs) | GP consults, medicines, basic dentistry | In-hospital illness/injury, theatre & ward fees | R769 |
| Standard (18-54 yrs) | GP consults, medicines, optometry, dental | Hospitalisation, surgery, specified procedures | R1,099 |
| Senior (55+ yrs) | Routine GP, medicines, vision, dentistry | In-hospital events, medical emergencies | R1,643 |
Practical tip: Review policy schedules yearly to keep your family’s cover in line with changing healthcare needs-plan options exist for all ages, and combined solutions help ensure seamless transitions as families grow.
Choosing a combined plan means investing in consistent health support, with the additional reassurance that major expenses are covered. Affinity Health’s approach offers a balance between affordability and reliable access, making private health cover more practical for South African families.
Contact us today and we will get back to you shortly
Explore affordable, comprehensive day-to-day and hospital health plan options for South African families. Discover benefits, provider access, and pricing with Affinity Health.
Plans include daily medical care and hospital events for all life stages.
Combined plan options starting from R769 for children, R1,099 for adults.
Use a private network of doctors, dentists, and hospitals across South Africa.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
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Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.