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Explore Affinity Health’s essential cover for Western Cape: day-to-day, hospital, and combination health insurance, including pricing for all ages and families.
Day-to-day and hospital event cover bundled for Western Cape residents.
Transparent pricing regardless of location or network provider.
Find a hospital or healthcare provider across the Western Cape province.
Families and professionals in the Western Cape often need an all-in-one solution to protect against both regular healthcare costs and major medical emergencies. A full-spectrum health insurance package provides that reassurance, enabling you to manage daily benefits such as GP consultations while securing in-hospital protection in the event of serious illnesses, surgeries, or accidental injuries.
Unlike a single-focus plan, a combination health plan means Western Cape residents don’t have to choose between day-to-day affordability and readiness for emergencies.
Monthly premiums are fixed by age group and plan, not where you live. For example, as of 2024:
| Plan Type | Age Band | Day-to-Day | Hospital | Combined |
|---|---|---|---|---|
| Junior | 0-17 | R609 | R949 | R1,055 |
| Standard | 18-54 | R739 | R1,309 | R1,409 |
| Senior | 55+ | R1,515 | R2,639 | R2,799 |
These amounts reflect essential health cover for each age segment. See the full premium table for more detail.
Full health cover enables you to address routine health needs while being ready for emergencies. This is especially useful for families with children needing doctor visits, chronic medication, or dental care, and for older adults who value additional reassurance for in-hospital care.
Remember, you cannot vary benefit levels within a plan - changing needs may require choosing a different plan option.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.