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Find out how all-in-one health cover protects Pietermaritzburg residents. Compare routine and hospital benefits, monthly premiums, and provider access across the region.
Both routine and emergency healthcare needs handled in a single plan.
Clear monthly pricing for individuals, families, and retirees.
Access private healthcare across Pietermaritzburg and South Africa.
For those living in Pietermaritzburg, finding reliable and cost-effective medical insurance is vital. Essential health cover means securing routine medical care as well as protection for those unforeseen hospital stays. This approach ensures you and your loved ones can access private healthcare services for both everyday and major health events.
Comprehensive health cover is sometimes called a combined plan because it unites both hospital and day-to-day benefits in one cost-effective package.
To see the specifics of Affinity Health's combined plan options, you can visit the Combined Plan page.
Review the current pricing guide to check monthly premiums by age and cover chosen.
| Plan Option | Main Member | Additional Adult | Child Dependent |
|---|---|---|---|
| Standard Combined Plan | R1,351 | R1,124 | R507 |
| Senior Combined Plan | R2,102 | R1,426 | N/A |
(These are current policy rate examples. Find details and other plans on the Combined Plan page.)
For many, the best health cover is one that balances affordability, access, and protection for every stage of life. With an all-in-one approach, families, professionals, and retirees can plan for the full range of healthcare costs they may face during the year.
You cannot adjust benefit levels within a plan, but Affinity Health makes it easy to select the plan option that matches your budget and healthcare needs. If your family size or requirements change, simply select a different plan range at the renewal period.
Having combined health cover means not having to choose between visiting a GP when symptoms arise or waiting for things to worsen. Early treatment and regular monitoring lead to better long-term health.
To learn more about how each plan type fits your needs, read about the Day-to-Day Plan benefits or consider the detailed affordable senior cover options.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan