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Get dependable, affordable health insurance for North West families and individuals. Learn about all-in-one cover, benefit comparisons, and prices with Affinity Health.
Combined hospital and day-to-day benefits for your peace of mind.
Plans for families, seniors, and professionals in the North West province.
Plans start from R559, providing essential healthcare at a practical cost.
Access to quality medical care has become a crucial consideration for individuals and families living in the North West province. Health insurance aims to remove the burden of unpredictable medical costs, ensuring private care is achievable for a wide range of needs and budgets. From young professionals seeking doctor visits to retirees wanting hospital coverage, a robust health insurance strategy is an investment in your long-term wellness.
A complete health insurance approach means having essential protection for both sudden hospital events and common health needs. North West residents can benefit from plans suited to each life stage-from children to seniors.
South African health insurance plans typically pay for either: (1) events that only happen in hospital, (2) costs of GP visits and medicine when you’re not admitted to hospital, or (3) both. Plans help North West families avoid out-of-pocket expenses for check-ups, children’s healthcare, and emergency admissions after accidents or sudden illness. For those who want peace of mind, the combination packages ensure nothing important is left out-while remaining affordable for your budget.
For a detailed look at age-specific prices or to compare options in your situation, refer to the official pricing chart from Affinity Health.
Whether you are new to private medical insurance or seeking to reassess your needs, the various plan categories cater to different priorities. A step-by-step assessment can help North West families match their health needs with the right cover.
| Plan Type | Who It Suits | Example Benefits |
|---|---|---|
| Day-to-Day | Routine GP visits, families with kids or chronic needs | Doctor visits, basic dentistry, optometry, acute medicines |
| Hospital | Anyone wanting financial cover for in-hospital events | Hospitalisation, surgery, approved scans, prescribed admissions |
| Combined | Individuals and families wanting all-round, seamless cover | Day-to-day plus hospital, one premium, one plan |
Access to care is made easier when your provider network spans many of the hospitals and primary care clinics in and around North West. Residents can reference dedicated tools to locate hospital providers or find a healthcare provider included in their plan and near their home or workplace.
Proactive use of your plan-regular doctor visits, preventive dental and optometry care-can improve overall wellbeing and reduce the risk of expensive emergencies.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.