Featured Articles
Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
Please wait while we prepare your content...
Explore integrated health insurance for Durban: private hospital, doctor visits, dental and more. Suitable for families, kids, adults & retirees. Get affordable, reliable cover now.
One plan for day-to-day and hospital care in Durban.
Find cover for children, working adults, and retirees.
Plan entry levels from R377 for children, R528 adults.
Navigating health insurance in Durban means balancing affordability, access to quality care, and knowing your family is protected from everyday medical needs and unexpected hospital events. South Africa’s evolving healthcare landscape highlights the need for insurance that truly meets Durban’s diverse requirements - from routine GP visits and essential medicines, to private hospital cover for major incidents. This post provides a detailed overview of what to expect from a complete health insurance solution, integrating cost, provider access, and plan options tailored to your circumstances.
A complete health insurance approach in Durban commonly includes three core types of cover:
Affinity Health offers plans grouped by age and life stage, so Durban residents can find exactly what matches their family composition and needs. Broadly, your options include:
Example: A Durban-based family of two adults and two children could select a combined plan to ensure complete benefits for routine needs (like vaccinations and check-ups) alongside private hospital access, typically in a monthly premium range from R528 per adult (combined plan) with child options from R377, depending on ages and plan selection. For the most up-to-date pricing, refer to Affinity Health’s current pricing.
Each benefit is carefully structured to give you support exactly when and where you need it: from the paediatrician for your child, to emergency support for an elderly parent, or quick care for working professionals after hours.
Budget-friendly health insurance ensures you won’t face the full cost of private healthcare out-of-pocket. Durban’s growing population and healthcare needs highlight the importance of network breadth and simple benefit structures. Affinity Health’s network includes a range of hospitals, clinics, and GPs across Durban, giving you direct access when illness or injury strikes.
| Plan Range | Typical Entry Premium (2024) | Included Benefits |
|---|---|---|
| Junior Combined | R377 / child | Routine care, private hospitalisation, vision, dental |
| Standard Combined | R528 / adult | GP, hospital, remote consultations |
| Senior Combined | R1,545 / adult (55+) | Hospital, chronic medicine, day-to-day |
This practical approach ensures you select the right level of benefit, avoids unnecessary out-of-pocket expenditure, and confirms your chosen providers are nearby.
For Durban professionals and business owners, Affinity Health offers group cover with combination benefits suitable for teams. Young adults can also explore innovator plans for unique cover blends.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Contact us today and we will get back to you shortly
Get answers to common questions about Combined Health Plan