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Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
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Cape Town residents have unique healthcare needs shaped by active lifestyles, diverse families, and a vibrant local economy. Private medical bills can be unpredictable, making quality health insurance essential for financial stability and access to prompt healthcare. Choosing a comprehensive health insurance approach can help ensure both routine wellness and major medical emergencies are covered.
Key insight: Combining day-to-day and hospital benefits provides stronger protection, limits out-of-pocket expenses, and enables proactive management of your family's health.
Affinity Health offers multiple plan choices tailored to every Cape Town household and age group. Whether you're a student, young professional, parent, or retiree, options are available:
| Plan | Age Group | Includes Day-to-Day | Hospital Cover | Telephonic Consults |
|---|---|---|---|---|
| Combined | 18-54 | Yes | Yes | Yes |
| Junior Combined | 0-17 | Yes | Yes | Yes |
| Senior Combined | 55+ | Yes | Yes | Yes |
| Innovator Range | 18-54 | Yes (variation) | Yes (variation) | Yes |
| Plan Type | Entry Premium |
|---|---|
| Standard Combined (Adult) | R1,170 per month |
| Junior Combined | R504 per month |
| Senior Combined | R1,355 per month |
| Innovator Range (lowest) | R1,273 per month |
(Premiums are based on 2024 published rates. See the full Affinity Health pricing table for details.)
Selecting and using health insurance should be simple and support your lifestyle. Here are steps for Cape Town residents to get the most from their plan:
Leveraging Affinity Health’s curated provider lists makes private care more accessible and helps control costs. To locate a healthcare professional or hospital in your area, visit: Find a Provider and Hospital Provider Lookup.
Tip: If you anticipate more general practitioner visits or elective surgeries, consider moving to a higher benefit combined plan at your next policy adjustment period.
Contact us today and we will get back to you shortly
Explore affordable, reliable medical insurance in Cape Town. Essential cover for families, retirees, and professionals-combining day-to-day and hospital protection with Affinity Health.
Day-to-day, hospital, and telephonic support for every age group.
Plans start from R504/month for children and R1,170/month for adults.
Extensive provider network ensures care is always close at hand.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan
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Brandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
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Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
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From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.