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Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
Explore affordable combined health cover in Sandton. Get day-to-day & hospital benefits for families, professionals, and seniors with all-in-one medical insurance.
A complete health insurance solution is vital for anyone living or working in Sandton, where fast-paced lifestyles, busy families, and demanding careers require immediate access to both daily healthcare and critical hospital protection. The combined health plan approach from Affinity Health unites day-to-day medical services-such as GP visits, dental check-ups, and prescribed medicines-with essential hospital protection for illness, accidents, and emergencies.
| Plan Range | Ages Covered | Plan Options | Starting Premium (R) |
|---|---|---|---|
| Standard Range Combined | 18-54 | Day-to-Day & Hospital | current published premiums |
| Junior Combined | 0-17 | Day-to-Day & Hospital | current published premiums |
| Senior Combined | 55+ | Day-to-Day & Hospital | current published premiums |
View complete benefit structures and current rates on our policy rates page. These plans are designed for Sandton’s diverse community, from single professionals and young families to retirees seeking peace of mind.
Combining daily care and hospitalisation in one plan means you never have to worry about losing access to healthcare providers in Sandton-or struggling with large bills after an unexpected event.
For more details on included benefits, visit our combined plan page or explore day-to-day cover for specific outpatient benefits.
With the cost of private healthcare on the rise in major urban centres such as Sandton, the value of a combined health plan becomes clear-not just for the financial cushioning during unplanned hospitalisation, but also for convenient access to doctors when you need them. Whether you are looking after young children, planning for retirement, or managing chronic conditions, the combined health plan provides a consistent, budget-friendly option.
Explore the junior cover or senior cover pages to compare combined offering details for each age group.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Combined Health Plan
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.