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South Africans are seeking affordable ways to protect themselves and their loved ones against both day-to-day health costs and unexpected hospitalisation. A comprehensive combination health plan is designed to meet this need. For Stellenbosch residents-whether students, working professionals, growing families or retirees-this approach ensures access to private healthcare providers for everyday medical needs and major medical emergencies alike.
Research shows that private medical insurance uptake is higher in towns like Stellenbosch, where access to private hospitals, specialist practitioners, and network GPs can make a difference in care quality and waiting times. Rather than relying only on the public system, a combination plan lets you benefit from consultations, medicines, and hospitalisation when needed-all under one health cover arrangement.
Quick tip: Plans in the combination range suit young professionals just starting careers, families juggling school and work obligations, and retirees seeking peace of mind for unforeseen medical costs.
| Benefit Type | Covered Services |
|---|---|
| Day-to-Day | Consultations with GPs, acute medicine, basic dentistry, optometry, pathology, radiology |
| Hospital | Hospital admissions, surgery, emergency procedures, in-hospital tests and scans, theatre and ward fees |
| Telephonic Consultations | Access to healthcare practitioners for immediate guidance |
For details of current options, see the Affinity Health Combined Plan page.
No matter your stage of life, integrating out-of-hospital and hospital benefits simplifies healthcare management and offers peace of mind for the long term. Individuals aged 18-54 commonly select the standard combination plan, while those outside this bracket may prefer dedicated junior or senior combination options.
Affinity Health offers three main combination options for most individuals and families in Stellenbosch:
See full details on current pricing and options at the policy rates page.
Budget-friendly pricing enables Stellenbosch residents to select a suitable plan without sacrificing crucial healthcare protection. Coverage is nationwide, with provider access close to student campuses, family suburbs, and retirement communities.
| Plan Type | Ideal For | Premium (from) |
|---|---|---|
| Standard Combination | Young professionals, families, students | R1,007 per adult |
| Junior Combination | Children and dependants | R722 per child |
| Senior Combination | Retirees, older adults | R1,485 per adult |
Each plan is designed for easy joining and minimal paperwork, allowing you and your family to focus on wellbeing and prevention. Compare each option’s detail on the combined plan overview.
Find providers near Stellenbosch for both GP and hospital visits using these tools:
Contact us today and we will get back to you shortly
Protect yourself and your family in Stellenbosch with a comprehensive combination health plan. Get day-to-day and hospital cover together, with Affinity Health’s affordable options.
Covers GP visits, medicines, hospitalisation, and emergencies under one monthly premium.
Special plan options for children, adults, and retirees in Stellenbosch.
Budget-friendly premiums for combination cover starting from under R1,000 monthly.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan