Why Sandton Residents Value Combination Health Cover

Access to private healthcare is a priority for Sandton families, professionals, and retirees seeking peace of mind. A combination health plan brings together day-to-day care and in-hospital protection under a single, affordable policy. This dual approach means routine expenses like GP visits, dental care, and optometry are covered, while unforeseen events such as accidents or surgeries in hospital are also protected. Choosing the right plan enables you to focus on your wellbeing and financial security, regardless of life stage or family structure.

Main Features of a Combination Health Plan

• Day-to-day cover: Consultations with healthcare practitioners, prescribed medicines, pathology, basic dentistry, and optometry.
• Hospital benefits: Admission, theatre and ward fees, approved medical support, and certain in-hospital procedures for accidents and illness.
• Emergency assistance: Ambulance response and emergency support.

Who Benefits from Combination Cover?

• Young professionals: Reliable out-of-hospital and hospital support for active lifestyles and work-related stress.
• Families with children: Routine checkups, child healthcare, and hospital protection for growing families.
• Older adults and retirees: Essential benefits including chronic medication options and hospitalisation support.

Affinity Health Plan Choices for Sandton

Combination plans are available across different age groups. Key options include:

• Junior Combined Cover (0-17 years): Day-to-day and hospital benefits designed for children and teens.
• Senior Combined Cover (55+): Includes benefits for older adults such as routine checks, acute medication, and in-hospital events.
• Standard Range Combined Plan (18-54): Balanced protection for working-age adults and families.

Understanding Included Benefits

Combination plans typically include:

• GP and nurse visits (depending on selected plan and usage limits)
• Acute medication for short-term illnesses
• Minor procedures performed out of hospital
• In-hospital cover for medically necessary admissions, accidents, and emergencies

For a detailed comparison of what is included, visit the current policy rates and benefit breakdown.

Budget-Friendly Medical Cover for Every Stage of Life

Combination plans remove the uncertainty from medical expenses. With day-to-day benefits, routine care is accessible, preventing small health concerns from escalating. In-hospital benefits help safeguard your finances in the event of major illness, injury, or surgical intervention.

Plan Comparison: Affinity Health Combination Cover

Plan inclusions and premiums are fixed nationwide, regardless of specific location in Sandton or elsewhere. See all plan and price details on Affinity Health’s current pricing page.

Provider Networks and Access in Sandton

• Wide access to GPs, dental, and optometry professionals across Sandton
• Large hospital networks for private admissions as required
• Telephonic access to healthcare practitioners for medical consultation and advice

Find a hospital provider in Sandton or nearby, or use the provider locator tool for GPs and healthcare professionals.

How to Maximise Value from Your Plan

• Schedule regular health checks early in the plan year to manage potential conditions
• Understand benefit limits for consultations and medication to avoid out-of-pocket costs
• Familiarise yourself with your chosen plan's authorisation process for hospital admission or emergency medical response

Sources

• Affinity Health - Combined Plan Overview
• Affinity Health - Plan Rates & Benefits
• Statistics South Africa - General Household Survey: Health Tables
• National Health Act - South Africa
• Affinity Health - Homepage