Featured Articles
Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
Please wait while we prepare your content...
Families and professionals in Pietermaritzburg seeking a reliable safety net benefit from medical cover that takes care of both the routine GP visits and larger, unexpected hospital bills. Combination health plans from Affinity Health offer practical, budget-friendly solutions by blending day-to-day healthcare with in-hospital coverage for individuals, families with children, retirees, and professionals. This guide explains how this type of plan keeps you and your loved ones protected, what’s included, and how to find the right match for your needs.
Unplanned medical bills can have a serious financial impact. Combination plans let you avoid out-of-pocket surprises and get the care you need, when you need it, whether it’s for a chipped tooth or a hospital stay after an accident.
| Benefit | Day-to-Day | Hospital |
|---|---|---|
| GP Consultations | Yes | No |
| Hospitalisation | No | Yes |
| Acute Medicines | Yes | No |
| Emergency Medical Response | Limited | Yes |
For more specifics regarding these benefits, use the Combined Plan overview to explore details that matter to Pietermaritzburg residents.
Rates are fixed countrywide and do not change based on your province.
You can use the full rates page to compare family and individual costs for each combination plan type.
Accessing quality private healthcare in your area is straightforward with Affinity Health. The combined plan links you to professionals for both minor appointments and critical in-hospital procedures. This approach minimises your risk, simplifies paperwork and gives you reassurance in daily life.
Affinity Health supports a wide network in Pietermaritzburg, ensuring you can see local GPs, dentists, and access private hospitals. Find your local approved provider using this provider search tool or view private hospital access points here.
Emergency events and routine check-ups are managed under a single plan, so your whole family receives holistic support - even if your needs change through the year.
Contact us today and we will get back to you shortly
Explore how a combination health plan delivers day-to-day and hospital cover for Pietermaritzburg families. Learn about affordable premiums, benefits, and finding local providers.
Covers everyday care and hospitalisation for Pietermaritzburg families with a single premium.
One plan for both minor and major health needs - manage your family's budget throughout the year.
Benefit from Affinity Health’s South African healthcare network for both local GPs and private hospitals.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.
Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
Choose the option that fits your needs
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Combined Health Plan