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What Our Customers Say

Affinity health is always there when we need them

Feb 2026

I want to rate Dimpho Pule Service a 10/10 I had a Question on a Payment and he assisted me well by explaining the payment to me. Thank you for your quick response. Keep up the good work Dimpho and Affinity Team ? Have a blessed day ?

Verified customer

Fast, friendly and helpful service received

Feb 2026

Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.

Verified customer

Brandon Singh was incredibly helpful and professional

Feb 2026

Brandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!

Verified customer

Accurate and fast

Feb 2026

I got what I needed within minutes and saved money.

Verified customer

Thutuka provided exceptional service to me today

Feb 2026

Thutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.

Verified customer

6,472

Total Reviews

4.7

Average Rating

Featured Articles

Stay ahead with our latest insights and proven strategies

Combining Day-to-Day and Hospital Insurance for the Free State Community

Living in the Free State requires a health cover solution that addresses routine medical expenses and sudden health emergencies. Affinity Health provides combination plans that blend essential day-to-day care and hospital protection, ensuring you and your loved ones are prepared for the expected and the unexpected. This model offers Free State families, retirees, young professionals, and individuals a balanced approach-covering everyday doctor visits, medicines, dental consultations, plus financial protection during unexpected hospital admissions.

How a Combined Solution Streamlines Your Healthcare

One monthly premium: Simplify planning by uniting your routine and hospital cover costs in a single payment.
Consistent access: Use a single member card for both general practitioner visits and approved hospital stays.
Wide-reaching network: Join a large provider network, making it easier to find help near Bloemfontein, Welkom, or rural towns across the Free State. Find a Provider

Day-to-Day and Hospital Coverage Explained

A combination plan typically includes:

GP consultations for common illnesses, follow-ups, and health advice.
Acute and chronic medicines, as per benefit guidelines.
Basic dentistry and optometry for check-ups and essential needs.
Extended hospitalisation benefits for illness, injury, or surgical admissions.
Emergency medical response services, ensuring prompt assistance when time matters most.

Plan Options and Eligibility

Affinity Health combination plans are designed for various South African families and life stages:

Junior plans (0-17): Ideal for families prioritising children's day-to-day and hospital care.
Senior plans (55+): Designed for retirees needing ongoing care and enhanced hospital protection.
Standard options (18-54): For adults and working professionals navigating their own healthcare needs.

Free State Policy Contribution Examples

Plan Range	Monthly Premium (Main Member)	Monthly Premium (Child/Spouse)
Standard Combined	R1,218	R748
Junior Combined	R937	-
Senior Combined	R2,417	R2,373

Premiums remain consistent across urban and rural Free State regions, with cost-structures designed specifically for affordability and essential coverage.

What Makes Essential Combination Cover Effective Across Free State?

Affinity Health’s combined plans make it possible for families, the elderly, and individuals to prioritise health without unexpected costs. These options cater to those managing chronic conditions, supporting young learners, or protecting against unpredictable accidents. The Free State’s unique mix of urban and rural areas makes broad provider access and clear benefit definitions-like those in Affinity Health’s plans-especially valuable.

Network Support When Needed Most

Fast authorisation for hospital admissions, minimising wait times.
Nationwide provider directory for peace of mind during travel or relocation. Locate hospital providers
Telephonic support for queries, claims, or healthcare questions included as a standard service.

Is a Combination Plan Right for You?

If your household needs both regular check-ups and the security of hospital protection, a combined approach often delivers the best value. Some key scenarios include:

Parents with school-going children who need routine care and accident cover.
Retirees requiring ongoing screenings and strong in-hospital support.
Professionals or small business owners in the Free State seeking predictable medical expenses.

How to Select and Join

Review the benefit schedule for both routine and hospital services on the Affinity Health rates page.
Compare options: Junior, Standard, Senior, or view Innovator Range here.
Consider if you value added support: dental, optometry, medicines, and telehealth-including mental wellness consultations via phone with professionals.
Apply online for a seamless process and immediate cover subject to waiting periods and underwriting.

Tip: Regularly update your household’s healthcare needs to ensure your plan option continues to provide the best mix of benefits, especially as children grow or retirement approaches.

Conclusion

For Free State residents, Affinity Health’s combined solutions unite practical benefits with consistent affordability. Unlike separate standalone covers, the combined model simplifies health spending and ensures nothing essential is left out. Use the internal links above to compare your age group, review providers, or read further about specific plan benefits before joining.