Comprehensive Healthcare for Families and Professionals in North West

Residents in the North West province face diverse healthcare challenges. Combined medical insurance plans bridge the gap between daily health needs and major unforeseen events, providing essential financial clarity. These plans from Affinity Health blend routine GP visits, dental check-ups, chronic medication, and emergency in-hospital cover - all under one budget-friendly monthly fee.

Understanding Combined Insurance Benefits

• Day-to-day care: Includes GP consultations, prescribed medicines, dental benefits, and basic optometry.
• Hospital cover: Provides in-hospital treatment, surgery, specialist-approved care, and maternity-related events within the private sector.
• Predictable budgeting: Plans are structured to ensure regular family health expenses and unexpected emergencies are both covered.

How Combined Plans Work in Practice

North West residents can access medical professionals for day-to-day health concerns, while having peace of mind that serious illnesses or accidents leading to hospital admission are financially manageable. Combined insurance is ideal for parents, young adults, seniors, and professionals seeking one plan for their essential medical needs.

Key Features for North West Families

• Nationwide provider network, including access in Mahikeng, Rustenburg, Klerksdorp, and surrounding towns.
• Emergency medical response included with hospital plans.
• Telephonic healthcare professional support for advice and referrals.

For further detail on day-to-day benefits and inclusions, explore the Affinity Health Day-to-Day Cover. To see hospital coverage highlights, review the hospital plan overview.

Who Should Consider a Combined Plan?

• Families balancing routine health expenses with the risk of big hospital bills.
• Young professionals requiring all-in-one protection for both GP care and unexpected emergencies.
• Retirees seeking peace of mind for both regular health checks and major medical events.

Choosing the Right Affinity Health Combined Plan in North West

Selecting a combined medical insurance plan comes down to matching benefits with your household size, age, and health priorities. Affinity Health offers several combined plan options for different age groups:

Plan Category	Ages	Monthly Premium (from)
Junior Combined	0-17	R697
Standard Combined	18-54	R1,187
Senior Combined	55+	R1,385

Benefit Comparison

• Day-to-day: GP visits, prescribed medication, pathology and radiology, optometry and dental care up to defined annual limits.
• Hospital: In-patient care, emergency medical response, approved specialist fees, theatre and ward costs.
• Maternity: Antenatal consultations and hospital admission for childbirth, subject to waiting periods.

Practical Selection Tips

1. Review your typical medical usage - how many GP/dental visits per year?
2. Estimate your risk for hospital admission, based on age and lifestyle.
3. Choose the matching age-appropriate plan for your needs: Junior, Standard, or Senior plan options.

Accessing Providers Across North West

Affinity Health members benefit from access to an extensive provider network. To search for participating doctors or hospital facilities, visit the network search tools: Find a Provider and Find a Hospital Provider.

Important Considerations

• Each plan offers fixed benefit levels, with options to choose a Standard, Junior or Senior plan - you cannot adjust individual benefits without changing plans.
• Premiums do not vary by North West location - pay the same whether you live in Mahikeng, Potchefstroom, or elsewhere in the province.
• Comprehensive plan brochures available via the latest policy rates and plan pages.

Sources

• Affinity Health - Combined Health Plan
• Affinity Health - Current Policy Rates
• Statistics South Africa - Population and Health
• Affinity Health Official Website
• National Department of Health - South Africa