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Stay ahead with our latest insights and proven strategies
Learn why combined day-to-day and hospital medical insurance is the best choice for South African students. Benefit from affordable premiums and extensive network access.
South African students, whether attending university, technical colleges, or other educational institutions, face distinct health and financial challenges. Balancing studies, part-time work, and often living away from home means unplanned health events can disrupt progress and drain savings. Medical insurance options designed for students can ease this burden, especially when they provide both routine care benefits (day-to-day) and important protection against larger in-hospital costs.
Combined health insurance joins the strengths of day-to-day and hospital plans into a singular package. This means students won’t have to choose between seeing a healthcare practitioner for minor complaints and staying protected against significant hospital expenses. For many, this offers peace of mind at a manageable monthly rate.
Choosing a combined option from a provider like Affinity Health means students can focus on their studies, not what healthcare will cost if illness or injury strikes during exam season.
Explore Affinity Health’s Combined Health Plan for details on how benefits are structured for affordability and comprehensive support.
| Plan Age Range | Combined Plan Premium* |
|---|---|
| 18-54 years | From current published premiums p/m (main member, Standard Range) |
| 0-17 years (added child) | From current published premiums p/m (Junior Range) |
*Actual premiums will depend on age, specific range chosen, and whether you’re adding dependants. Accurate rates can be found via the current Affinity Health premium guide.
Choosing student-friendly cover involves considering lifestyle, study location, dependence on family finances, and level of risk exposure. Students living in urban centres may have different needs from those in remote areas, but both benefit from nationwide networks and predictable monthly payments.
Detailed plan features for students are available in the Day-to-Day Cover overview and the Hospital Plan details.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Submit your details below and one of our qualified consultants will be in contact with you shortly.
Get answers to common questions about Combined Health Plan