Combined Health Plans Designed for Port Elizabeth Residents

A combined health plan bundles day-to-day benefits (GP visits, basic dentistry and optometry network access) with in-hospital protection for admissions, theatre and ward fees and approved medical practitioner fees. Affinity Health’s combined plan options are aimed at individuals, families with children, young professionals and retirees who want predictable monthly budgeting and access to private care in Port Elizabeth.

What a combined plan typically includes

• Day-to-day benefits: GP consultations, basic dentistry, optometry network access and acute medicines within benefit limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees, scans and procedures performed while admitted, and approved medical practitioner fees.
• Support services: Virtual consultations and telephonic clinical advice for minor conditions and after-hours guidance.

Why choose a combined plan in Port Elizabeth?

Combined plans reduce the chance that routine care costs cause you to delay treatment while ensuring protection against large hospital bills. They help you manage a household budget by consolidating routine and in-hospital cover into one predictable monthly contribution. To review specific benefit structures and plan options, see our Combined Plan overview.

For details on day-to-day benefit design and what is eligible under routine care, visit the Day-to-Day information page to compare services and visit limits: Day-to-Day Cover. For in-hospital definitions and what counts as an admissible event, see our hospital plan guide: Hospital Plan.

How affordability is kept within reach

• Plan options let you prioritise which day-to-day benefits matter most to your household.
• Different excess choices and benefit balances mean you can reduce monthly contributions while keeping core hospital protection.
• Affinity Health focuses on clear benefit schedules so you can compare expected out-of-pocket exposure and make an informed choice.

Before selecting a plan, check the current pricing and contribution details to see which plan option fits your budget and household composition: current pricing.

Choosing the Right Level for Port Elizabeth Households

Selection depends on family size, ages, and routine health needs. Young professionals may prioritise robust day-to-day benefits and virtual consultations, while older adults often prefer higher in-hospital limits. Families with children typically look for strong GP cover and basic dental benefits alongside reliable hospital protection.

Step-by-step selection guide

1. List routine needs: Estimate annual GP visits, dental check-ups and eyewear replacements for your household.
2. Assess likely hospital exposure: Consider any planned procedures or known risks in the family.
3. Compare plan options: Review what each combined plan pays in-hospital versus day-to-day benefit limits.
4. Get a quote: Use Affinity Health’s quote tool to compare monthly contributions and available plan options.

Accessing private providers in Port Elizabeth

Affinity Health provides access to a nationwide provider network for hospitals, GPs and allied services. To find approved hospitals near you in Port Elizabeth, use the hospital provider directory: Find a Hospital Provider. To locate GPs, dentists and optometrists within the provider network, search the provider directory for out-of-hospital clinicians: Find a Provider.

Practical Port Elizabeth use cases

• Young professionals: prioritise day-to-day benefits and virtual consultations for minor conditions and weekday care.
• Families with children: choose plans with higher day-to-day visit allowances for immunisations and routine GP care.
• Retirees: focus on robust in-hospital limits and clear definitions of admissible in-hospital procedures.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Day-to-Day Cover
• Affinity Health - Current pricing and contribution details
• National Department of Health South Africa - Health system information
• Statistics South Africa - Health indicators and demographics