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In Bloemfontein’s diverse community, balancing routine medical needs with the risk of unplanned hospital stays is crucial. Combined health plan options bring together day-to-day cover-such as general practitioner consultations, basic dentistry, and acute medication-with essential in-hospital protection. This unified approach means you can better manage unexpected accidents, surgeries, or illnesses while continuing your regular healthcare routines.
Popular example: For individuals between 18 and 54, combined plans from Affinity Health start from about R1,133 per month, with pricing for children and seniors also available (current premiums).
A combined plan minimises gaps in protection. For Bloemfontein families, this means children can receive routine check-ups, vaccinations, and urgent hospital care-ensuring nobody goes without either daily medical access or high-cost event coverage.
Discover more about the detailed structure of combined cover in the official combined plan overview. For a broader regional comparison, see our Combined Health Plan Options in the Western Cape.
| Feature | Day-to-Day Only | Hospital Only | Combined Plan |
|---|---|---|---|
| GP Consultations | Covered at network providers | Not included | Covered at network providers |
| Dental/Optometry | Included (basic care) | Emergency in-hospital only | Included (routine + emergency) |
| Hospital Admissions | Not included | Full benefit | Full benefit |
| Monthly Premium (Adult 18-54) | Approx. R759 | Approx. R869 | Approx. R1,133 |
When comparing health insurance, consider these practical steps:
Practical insight: Many households find combined plans prevent financial strain, allowing continuity of care at local clinics while offering protection when large hospital expenses occur.
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Explore the benefits of combined health plans in Bloemfontein. See how Affinity Health offers budget-friendly daily care and hospital cover for individuals and families.
Unified plan for daily care and major medical events in Bloemfontein.
Budget-friendly combined plans for singles, families, and retirees.
Access local network clinics and hospitals for peace of mind.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Fast, friendly and helpful service received from Dimpho Pulo. No need for waiting, speedy response with positive outcome.
Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan