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A combined health plan brings together day-to-day benefits (such as GP visits and basic dental work) with in-hospital cover for emergencies or planned admissions, providing a comprehensive solution for South Africans seeking reliable and budget-friendly medical insurance. This dual-coverage approach is designed for anyone who needs both access to everyday healthcare services and financial protection against unexpected hospital events.
For South African families or young professionals, a combined plan means fewer financial gaps. You’re covered when you need to book a doctor’s appointment and when a sudden hospital stay arises, without having to juggle separate providers.
| Benefit Type | What’s Included |
|---|---|
| Day-to-Day | GP visits, prescribed medication, optometry network, basic dental |
| Hospital | Admissions, ward/theatre, maternity, approved scans, out-of-hospital emergencies |
| Emergency Response | 24/7 ambulance and telephonic advice |
Combined plans are structured to offer distinctive options based on age and lifestyle. For children (0-17), Affinity Junior Cover provides affordable combined benefits. Adults can compare the Standard Combined Plan or explore newer offerings like the Innovator Range for age 18-54.
South Africans of all ages gain from all-in-one cover, but combined plans offer particular value for:
| Plan Type | Monthly Premium (from) |
|---|---|
| Affinity Junior Combined | R829 |
| Affinity Combined (18-54) | R1,319 |
| Affinity Senior Combined (55+) | R1,968 |
These options allow you to select cover for your unique circumstances. For the most up-to-date pricing, see the official Affinity Health pricing page.
Combined plans create simplicity and peace of mind for individuals, families, and retirees. Selecting a plan with both day-to-day and hospital benefits means fewer administrative hassles and the confidence to access healthcare whenever you need it. To compare all plan options and find cover that fits your needs, visit the Affinity Health homepage.
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Uncover the top benefits of a combined health plan for South Africans. See how day-to-day and hospital cover work together for complete protection.
Combines GP, dental, and hospital care in one monthly premium.
Options suitable for families, young professionals, and retirees.
Extensive networks for GP and hospital support across South Africa.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan