Combination health plan for Sandton residents

A combination health plan brings day-to-day benefits together with in-hospital protection so you and your family in Sandton can access routine consultations, basic dental and optical benefits alongside cover for theatre and ward costs when hospital care is needed. Affinity Health designs budget-friendly plan options to meet the needs of young professionals, families with children and retirees who want dependable Health Insurance without excessive monthly premiums.

Core benefits in a combined plan

• Day-to-day: GP consultations, basic dentistry and optical benefits up to specified limits, plus acute medicine for short-term conditions.
• Hospital: In-hospital admissions, theatre fees, ward fees and approved in-hospital procedures.
• Support services: Remote consultations with a Healthcare Practitioner and Emergency Medical Response coordination where applicable.

Why Sandton individuals and families choose a combination plan

Living and working in Sandton means fast-paced days and the need for predictable healthcare budgeting. A combination plan helps you avoid delaying routine care while protecting you from potentially large hospital bills. For young professionals, it offers convenient access to consultations and acute medicines; for parents it ensures children’s routine care is covered; for retirees it provides a safety net for inpatient events.

Comparing Affinity Health plan options

Affinity Health offers combination options within its Standard Range and Innovator plans. Review the combined plan overview and the separate day-to-day and hospital plan pages to match benefits to your needs. For an overview of combined offerings, see the Affinity Health combined plan page and explore day-to-day limits if routine care is your priority.

Use these links to learn more: Combined plan details and Day-to-Day plan overview. Getting a quote will show the exact premium for each person on the plan.

Plan features that matter in Sandton

• Practical limits on routine consultations so common healthcare stays affordable.
• Clear in-hospital benefit definitions so you know what is covered during admissions.
• Accessible remote consultations with Healthcare Practitioners for quick advice outside normal hours.

Compare plan options and get a personalised quote to understand monthly premiums and chosen excess levels. Ready to compare plans? See hospital plan details for the in-hospital benefits included in combination options.

How to choose the right combination plan in Sandton

Selecting the correct combination plan depends on household size, ages, regular healthcare needs and monthly budget. Follow this step-by-step approach to decide confidently.

Selection guide

• List routine needs: estimate anticipated GP visits, dental check-ups and optical purchases per year for each family member.
• Estimate risk: consider possible hospital events, planned procedures or ongoing health conditions that may require inpatient treatment.
• Compare benefits: evaluate day-to-day limits, in-hospital cover and any waiting periods relevant to your situation.
• Get exact pricing: request a quote to see monthly premiums for your household composition and preferred plan option.

Practical examples for Sandton residents

• Young professional: prioritise higher day-to-day limits and convenient remote consultations for minor issues.
• Family with children: stronger day-to-day benefits for frequent child healthcare plus mid-level in-hospital protection.
• Retired couple: moderate day-to-day cover paired with robust in-hospital limits to protect savings.

Provider access and local convenience

Affinity Health members can use the provider locator to find participating Healthcare Practitioners and private hospitals in and around Sandton. Confirm local access by searching the provider listings and checking the network options that come with your chosen plan.

Find providers near you: Find a provider or search hospital locations on the provider page.

Next steps and calls-to-action

• Compare combination plan options online and review included benefits.
• Get a quote to see exact monthly premiums for your family composition and age profile.
• Join now when you have chosen the plan option that matches your budget and care needs.

Ready to compare plan options for Sandton? Start with the combined plan overview and request a personalised quote to see exact premiums and benefit limits for your household. For a full view of the individual parts, review the hospital plan page as well.

Get a combined plan quote · Compare hospital benefits

Sources

• Affinity Health - Combined plan information
• Affinity Health - Find a provider
• National Department of Health South Africa - Health information
• Statistics South Africa - Health indicators