A local combination health plan that suits Polokwane households

A combination health plan provides both routine out-of-hospital benefits and in-hospital protection in a single budget-friendly solution. For working professionals, growing families, and retirees in Polokwane, this approach reduces uncertainty: routine GP visits, basic dentistry and acute medicines are covered alongside in-hospital treatment for accidents and surgery. Affinity Health offers combination plan options designed to be simple, reliable and accessible for South Africans.

Who benefits most from a combination plan?

• Young professionals who want GP and optometry access plus hospital protection for unexpected events.
• Families with children who need frequent day-to-day care and reassurance against large hospital bills.
• Retirees seeking stable in-hospital limits together with limited routine benefits.

Core features you’ll find

• Day-to-day benefits: GP consultations, basic dentistry and optical services within specified limits.
• Hospital benefits: In-hospital admissions, theatre and ward fees and approved in-hospital procedures.
• Remote consultations: Access to virtual consultations with a healthcare practitioner for non-urgent advice.

How a combination plan keeps everyday costs manageable

By bundling routine care and hospital benefits, you reduce the chance of unpaid routine bills leading to delayed care. You choose the level of day-to-day and in-hospital benefits that fits your monthly budget and expected use. For details on day-to-day inclusions, view the Day-to-Day plan. When comparing in-hospital protection and approved procedures, consult the Hospital plan overview.

Quick plan comparison

Compare combination plan options and specific benefit levels on the Combined plan page. Ready to proceed? Get a quote or join now to secure cover for your household.

Choosing the right combination plan for your Polokwane needs

Selection depends on household composition, age ranges and likely use of routine services. Young families often prioritise stronger day-to-day benefits for frequent child visits, while older adults may opt for higher in-hospital limits. Follow these steps to compare plans quickly.

Step-by-step selection guide

• Count regular appointments: Estimate GP, dental and optical visits per year.
• Assess hospital risk: Consider active lifestyles, occupations and any planned procedures.
• Compare documented benefits: Use plan descriptions to see visit limits, in-hospital inclusions and waiting periods.

Provider access and using private care in Polokwane

Affinity Health provides access to a nationwide provider network so you can use private clinics and hospitals in and around Polokwane. If you need to confirm a participating practitioner or facility, use the provider search to find local options and confirm access before treatment. Visit our provider finder for details and nearby practitioners.

Find a provider to see which GPs and clinics are available near you. For hospital locations, consult the hospital provider directory to check local hospitals in the network.

Practical South African use cases (no personal data)

• Dual-income household: Prioritise day-to-day GP access and moderate hospital limits to balance monthly costs.
• Family with young children: Stronger day-to-day benefits for frequent child healthcare plus core in-hospital limits.
• Older adults (55+): Consider Senior combined plan options that boost in-hospital protection while keeping routine benefits appropriate.

Compare, get a quote, join now

Compare combination plan options on the Combined plan page and request a quote online for instant guidance. If you already know which plan suits you, join now and start the application online. For a side-by-side view of day-to-day versus in-hospital inclusions, review the Day-to-Day and Hospital plan pages to confirm selection.

Sources

• Affinity Health - Combined plan
• Affinity Health - Day-to-Day plan
• National Department of Health - South Africa
• Statistics South Africa - Health indicators