Combined health protection designed for East London households

A combination health plan in East London brings day-to-day care together with hospital protection so you and your family can manage both routine appointments and major medical events under one budget-friendly plan. Affinity Health offers plan options suited to young professionals, families with children and retirees who want reliable cover without high monthly costs. Explore plan inclusions, how benefit limits work and practical ways to reduce out-of-pocket spending.

What a combination health plan covers

• Day-to-day benefits: GP consultations, basic dentistry, optometry access and acute medicines for everyday needs.
• Hospital benefits: In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital procedures.
• Remote consultations: Access to remote consultations with a healthcare practitioner for quick clinical advice outside hospital hours.

Choosing a combined option means fewer gaps between outpatient and in-hospital cover. If you already use a primary care practitioner in East London, a combined plan helps you manage routine appointments and protects against large hospital bills from accidents or major illness.

How Affinity Health’s combination plans suit different needs

• Young professionals: Prioritise strong day-to-day benefits for GP visits and remote consultations while keeping hospital cover at mid-level for major events.
• Families with children: Combine higher day-to-day limits for frequent child healthcare with sufficient hospital protection for emergency admissions.
• Retirees and 55+: Choose a plan that balances essential day-to-day access and in-hospital protection suited to age-related needs.

Practical benefits for East London residents

• Predictable monthly budgeting by consolidating routine and hospital cover in one plan.
• Access to private inpatient care when needed and outpatient support for common illnesses.
• Remote consultations with a healthcare practitioner help reduce unnecessary travel and waiting times.

If you want stronger outpatient limits, review Affinity Health’s day-to-day benefit page for specific inclusions and visit options. Learn more about day-to-day features here. Ready to compare plan options? Get a quote now to see personalised pricing and join now when you’re ready.

Comparing combination plans, hospital-only and day-to-day-only options

A combination health plan merges the core features of a day-to-day plan and a hospital plan. Use this quick comparison to decide whether a combined option is right for your household or whether you need standalone hospital or day-to-day choices instead.

Comparison table - at a glance

Choosing the right level for East London households

1. Estimate routine use: Count expected GP visits, dental check-ups and eyewear replacements per year.
2. Consider risk exposure: Think about work, sport, travel and any planned procedures.
3. Compare out-of-pocket exposure: Higher benefit limits reduce the chance of extra cash payments but may increase monthly cost.

To understand exact inclusions for each plan option and to compare features, review the hospital plan details on Affinity Health’s hospital page and the combined plan overview. View hospital plan details here. You can also find participating practitioners and hospitals in the provider directory for East London to confirm local access: find a provider.

Next steps - get a quote and compare plans

1) Get a personalised quote to compare monthly premiums for your household composition. 2) Review the combined plan inclusions and benefit limits against your expected yearly healthcare use. 3) Join now when you’re satisfied with the balance between monthly cost and protection. Affinity Health’s online quote tool will show plan options and allow you to compare.

Sources

• Affinity Health - Combined Plan overview
• Affinity Health - Hospital Plan details
• Affinity Health - Day-to-Day benefit details
• National Department of Health South Africa - official guidance