Unlocking Essential Healthcare for Every South African Workforce

South African businesses increasingly recognise the need to offer affordable, reliable health benefits for their employees. Access to unlimited doctor consultations is a highly valued benefit, ensuring workers can address health concerns early and minimise absenteeism. Through group medical insurance plans, employers can provide extensive access to medical care and encourage workforce wellness without exceeding budget constraints.

Why Prioritise Doctor Access for Employees?

• Reduces unplanned sick days by enabling early treatment and prevention.
• Improves morale, as employees feel valued and supported with healthcare.
• Boosts productivity: Healthy workers contribute more consistently to your operations.

How Group Medical Insurance Delivers Unlimited Doctor Visits

Group cover medical insurance plans are specifically designed for businesses and organisations, offering unique advantage compared to individual cover. Unlimited primary care consultations are typically included, allowing employees multiple doctor visits per year with no additional payments required at point of use, subject to the policy’s network and provider rules.

Typical Features of a Group Health Plan

• Unlimited day-to-day consultations with registered GPs in the policy network
• Access to partnered primary healthcare professionals for acute concerns
• Support for telephonic consultations, where available, for fast and convenient access
• Essential preventive screenings and guidance on chronic condition management

Cost Structure: Making Healthcare Budget-Friendly for Employers and Employees

Group Size	Monthly Premium (per employee)
20 - 49	from R267
50 - 149	from R261
150+	from R255

Affinity Health’s pricing structure is designed to allow companies of all sizes to offer core health benefits at manageable costs. For updated rates and plan comparisons, reference the current rates page.

Provider Access and Plan Network

Across South Africa, employees on group plans can access contracted GPs and healthcare practitioners within the plan’s nationwide provider panel. This structure ensures that affordable unlimited visits are practical in both urban and rural settings, making group cover suitable for diverse workforces.

• Widespread GP and clinic access across cities and towns
• Digital search tools for employees to find a local provider
• Support for referrals and care navigation, helping employees get the most value from the plan

Health Management and Wellness in the Workplace

Encouraging regular doctor visits among employees drives better health outcomes throughout the company. Staff are empowered to seek medical advice early, reducing the chance of conditions worsening, and workplace outbreaks of infectious diseases can be identified and managed swiftly.

Key Benefits of Unlimited Consultations for Employers

• Helps attract and retain top talent in a competitive job market
• Builds a reputation for caring employee wellness policies
• Reduces staff turnover by supporting ongoing health needs and minimising personal financial stress

Benefits for Employees

• No worrying about out-of-pocket payments for GP consultations
• Timely interventions for chronic or acute illnesses
• Guidance and health education for lifelong wellbeing

What Makes Affinity Health a Reliable Option?

Affinity Health, established in 2011, offers a wide range of long-term health insurance products. The company focuses on making private healthcare accessible and affordable to all South Africans through specialised group health insurance plans. These solutions are suitable for various industries, from manufacturing and logistics to retail and office environments.

• Eight group combination plans (including unlimited primary care doctor visits as a feature)
• Plans structured for different employer budgets and workforce needs
• Access to network healthcare practitioners for both day-to-day and hospital needs

Learn more about the Affinity Health Group Cover options or compare combined health plans to see which structure is best for your organisation's requirements.

What to Consider When Selecting a Group Plan

• How frequently your workforce accesses healthcare services
• Coverage for dependents and inclusion criteria
• Balance between day-to-day primary care and hospital benefits
• Support services for referrals, health management, and telephonic consultations

Sources

• Affinity Health - Group Cover for Employers
• Affinity Health - Current Rates
• Affinity Health - Provider Search Tool
• South African Department of Health
• Statistics South Africa - General Household Survey 2022