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Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
See how Affinity Health offers budget-friendly preventative care for students in South Africa. Explore plan options, routine benefits, and ways to manage your student health costs.
Preventative health care offers essential support for students, focusing on early identification and management of possible health concerns while helping avoid more serious and costly medical events later. South African students often balance study, work and active lifestyles - so, having access to affordable preventative care gives peace of mind without breaking their budgets.
Affinity Health's Junior and Standard day-to-day plans offer practical cover for student budgets. For example, individuals aged 18-54 can access the Standard Day-to-Day Plan for current published premiums per month, while students under 18 qualify for the Affinity Junior Day-to-Day Plan at current published premiums monthly. These options are priced to meet a range of financial circumstances, making regular preventative care more achievable than paying cash per visit.
A major benefit unique to Affinity Health is instant telephonic consultations with healthcare professionals, allowing students to receive prompt advice, prescribe medicines when required, or discuss mental health concerns from any location - ideal for those on campus or living away from home.
| Benefit | Junior Day-to-Day | Standard Day-to-Day |
|---|---|---|
| GP Visits | Yes (network provider, limits apply) | Yes (network provider, limits apply) |
| Basic Dentistry | Yes (annual benefits cap) | Yes (annual benefits cap) |
| Eyecare Screenings | Yes | Yes |
| Pharmacy Medicines | Acute medicines covered | Acute medicines covered |
| Telephonic Consults | Included | Included |
Offering both preventative and acute care, these plans fit today’s student health priorities. To explore full plan benefits and all policy information, visit the Affinity Health Day-to-Day Plan page.
Affinity Health maintains a wide provider network nationwide. Students can easily locate a nearby practice through our Find a Provider tool. This ensures accurate benefit application and minimises out-of-pocket costs.
While affordability is often the first priority for students, effective preventative strategies also mean long-term savings and fewer missed academic days. Routine check-ups help you manage stress and illness before it impacts your studies.
Compared to paying out-of-pocket, having a student-focused health insurance plan can typically pay for itself after just a few GP visits or a single dental procedure per semester. The set monthly premium eliminates financial unpredictability so you can better plan for both your health and your studies.
Discover all pricing and compare Junior and Standard options using the official Affinity Health policy rates chart.
Students over 18 can also explore the wide variety of essential health solutions offered under the Combined Plan, offering both day-to-day and hospital coverage for enhanced peace of mind during the most active years of life.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Get answers to common questions about Day To Day Health Cover
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.