Featured Articles
Stay ahead with our latest insights and proven strategies
Stay ahead with our latest insights and proven strategies
Find budget-friendly combined health cover in the Western Cape. Compare Affinity Health’s combined, day-to-day and hospital plan options for individuals and families.
If you live or work in the Western Cape and need dependable medical insurance that balances everyday care with in-hospital protection, Affinity Health offers plan options built for South African individuals, families with children, young professionals and retirees. Our combined health plans bring day-to-day benefits together with hospital protection so you can manage routine care while being covered for major events.
Quick note: For full details on each combined plan option, explore our Combined Plan page to compare features and decide what matches your household needs.
Explore combined plan options and benefit layouts on the Affinity Health Combined Plan page: Combined Plan details. If you mainly need routine care for GP visits, see our Day-to-Day benefits overview: Day-to-Day cover.
| Component | Typical benefits | When it pays |
|---|---|---|
| Day-to-day | GP consultations, basic dentistry, optical network services | Routine care and minor acute needs |
| Hospital | In-hospital admissions, theatre and ward fees, approved in-hospital procedures | Serious illness, surgery and trauma requiring admission |
| Combined | Both day-to-day and hospital cover for consolidated monthly budgeting | Everyday care plus protection for major events |
If you want to compare immediate plan features and request a personalised premium estimate, use our online quote tools on the Affinity Health site to get started - you can get a quick quote in minutes and compare plan options side by side.
Selecting the best combined plan depends on household size, ages, and expected healthcare use. Young families often prioritise stronger day-to-day benefits for child healthcare and immunisations. Professionals may favour balanced plans with reliable in-hospital limits for accidental injuries or planned procedures. Retirees commonly choose higher hospital protection with selected day-to-day benefits.
Affinity Health members can use a wide network of hospitals and healthcare practitioners across the Western Cape. To check local providers, use the Find a Hospital Provider and Find a Provider tools:
Ready to compare plans? Visit the Affinity Health Hospital Plan guide for in-hospital specifics and then compare combined layouts to find the best match for your household.
Learn more about hospital-specific benefits: Hospital Plan information. When you’re ready, use the site to get a quote, compare plans and join a budget-friendly combined health plan that matches your needs.
Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
Submit your details below and one of our qualified consultants will be in contact with you shortly.
Principal member premiums effective from 1 January 2026. Rates may vary by age and dependants.
| Plan | Principal premium | Main distinction | Details |
|---|---|---|---|
| Day-to-Day Plan | From R929/per month | — | View plan |
| Hospital Plan | From R1 434/per month | — | View plan |
| Vital Select | From R289/per month | Limited hospital-care plan | View plan |
| Combined Plan | From R2 098/per month | — | View plan |
| Chrome | From R589/per month | Day-to-day plus accident hospitalisation | View plan |
| Bronze | From R759/per month | Broader day-to-day benefits | View plan |
| Delta Max | From R839/per month | Adds diagnostic procedures | View plan |
| Standard Day-to-Day | From R929/per month | Broader routine healthcare cover | View plan |
| Standard Hospital | From R1 438/per month | Hospital cover | View plan |
| Standard Combined | From R2 098/per month | Combined day-to-day and hospital | View plan |
Choose the option that fits your needs
Get answers to common questions about Combined Health Plan
We believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.