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Routine healthcare is a top concern for many individuals and families in Cape Town. Day-to-day health plans are specifically designed to assist with the ongoing medical expenses that arise outside of hospital admission - including visits to healthcare practitioners, prescriptions, minor emergencies, dentistry, and optometry. Choosing a budget-friendly health plan can ensure that everyone has access to reliable, private medical services without financial strain.
A day-to-day plan provides cover for regular medical needs, such as:
South Africa’s private medical costs can be high, especially in urban centres like Cape Town. Having a health insurance plan that covers your day-to-day needs delivers peace of mind. It ensures you and your dependants can continue with check-ups, early detection, and ongoing treatments, preventing minor health concerns from escalating into costly emergencies.
A day-to-day plan is ideal for families and individuals who want predictable, affordable monthly premiums while accessing necessary medical services without delay.
| Benefit Type | What's Included |
|---|---|
| GP Consultations | Multiple visits per year, subject to benefit rules |
| Acute Medicines | Cover for approved basic prescription and some over-the-counter treatments |
| Dentistry | Check-ups, fillings, extractions, and cleanings (as per plan limits) |
| Optometry | Eye tests and single vision lenses |
To understand the pricing options for affordable health plans, visit the current plan rates page. For those new to health cover, the Affinity Health Day-to-Day Cover overview explains benefit structures in greater detail.
Affinity Health is committed to making healthcare accessible. For adults aged 18-54, the Day-to-Day plan starts from R699 per month as a single premium. Families or individuals who require cover for children (0-17 years old) can consider the Junior Day-to-Day option, starting from R499 per month per child. Senior residents (55 and over) start at R1,299 per month for day-to-day cover. These rates do not vary by region, offering equal value to everyone in Cape Town.
| Plan | Age Range | From (per month) | Key Benefits |
|---|---|---|---|
| Junior Day-to-Day | 0-17 years | R499 | GP visits, basic dentistry, optometry (annual), medicines |
| Standard Day-to-Day | 18-54 years | R699 | Similar to Junior, adult benefit rules apply |
| Senior Day-to-Day | 55+ years | R1,299 | GP, medicine, routine screening, chronic care benefits |
For those who also want private in-hospital cover, consider combining your plan with hospital benefits for all-round protection. More about this can be found on the Combined Plan page. Always check the provider options convenient for your location via the find a provider tool before scheduling appointments.
For the best value, compare your plan choices and revisit your needs annually as your family grows or your health circumstances change.
Contact us today and we will get back to you shortly
Discover affordable day-to-day health plans for Cape Town residents. Benefit from budget-friendly premiums, coverage for routine care, and wide provider access.
Cover for regular check-ups, dental, and medicine without high monthly costs.
Pricing starts from R699 for adults; no Cape Town cost increase.
Use a broad network of practitioners and clinics throughout the city.

Disclaimer: This article is intended for informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making any decisions about your health or treatment.
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Verified customerBrandon Singh was incredibly helpful and professional. They handled my query efficiently and made sure I understood the next steps clearly. I really appreciated their patience and friendly attitude. Great service overall!
Verified customerI got what I needed within minutes and saved money.
Verified customerThutuka provided exceptional service to me today. I wish him well and thank him for his kindness. A definite asset to Affinity Health.
Verified customerWe believe that quality healthcare should be accessible to everyone. Our plans are designed to be cost-effective, providing value without compromising on essential benefits.
Affinity Health members have access to the largest healthcare provider network in the country, including GP’s, Dentists and Hospitals.
From routine check-ups to emergency medical services, our plans encompass a wide spectrum of healthcare services, including chronic medication cover and emergency medical services.
Understanding that healthcare needs vary, we offer flexible plans that can be customised to suit your specific requirements.
Qualified and motivated service agents powered by a state-of-the-art call centre.
Our dedicated team is available 24/7 to assist with pre-authorisation, telehealth consultations and emergency services.
Get answers to common questions about Day To Day Health Cover
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