Reliable, budget-friendly cover for everyday care and hospital events in the Western Cape

If you live or work in the Western Cape and are looking for a cheap day-to-day and hospital plan, a combined approach can give you predictable monthly costs while protecting you from large in-hospital bills. Affinity Health designs plan options to serve young professionals, growing families, and retirees - with clear benefit lists that help you prioritise routine consultations and major medical events.

What a combined day-to-day and hospital plan includes

• Day-to-day benefits: GP consultations, basic dentistry, optometry network access and acute medicines when needed.
• Hospital protection: In-hospital admissions, theatre and ward fees, approved consulting practitioners and in-hospital diagnostics and procedures.
• Support services: Remote consultations for minor concerns and Emergency Medical Response coordination for urgent events.

Affinity Health’s combined plan options are available across core plan groups for adults (Standard Range and Innovator) and can be matched to family needs - junior cover is available for children and senior plans for those 55+. Learn more about specific benefit structures on the combined plan page for a clear comparison.

Explore plan descriptions and benefits: Combined Plan details and see how day-to-day services are handled on the Day-to-Day Cover page.

Quick comparison: Day-to-day vs Hospital vs Combined

Ready to compare options for your household? Get personalised plan details and an instant online quote from the combined plan page to see which plan options best match your budget and healthcare needs.

Choosing the most cost-effective plan for your household

Selecting a cheap combined day-to-day and hospital plan starts with listing routine needs and estimating likely in-hospital risks. Families with young children often prioritise strong day-to-day benefits for GP visits and immunisations, while working professionals may look for higher in-hospital limits and access to wider provider networks.

Step-by-step selection guide

• Identify regular usage: count expected GP visits, dental check-ups and eyewear replacements per year.
• Consider potential hospital events: planned procedures or higher accident risk from work or sport.
• Match plan options to monthly budget: balance day-to-day limits with in-hospital ceilings to avoid large gaps.

Provider access and practicalities in the Western Cape

Affinity Health members can use a broad private provider network across the Western Cape for both routine care and hospital admission. Check provider locations and participating facilities before you commit: find local hospitals and clinicians on Affinity Health’s provider listings to ensure convenient access.

Search providers and hospitals here: Find a Provider and Find a Hospital Provider.

How Affinity Health keeps plans affordable

• Clear benefit structures so you know what is covered under day-to-day and hospital components.
• Plan options across age groups including Junior and Senior offerings to match life stage needs.
• Practical support services such as remote consultations and Emergency Medical Response when required.

Compare standard combined options and view full benefit descriptions on the combined plan page for details about inclusions and waiting periods. For child-specific cover, review junior options tailored for ages 0-17.

When you’re ready, compare plans and get a quote specific to your household composition to see exact monthly contributions and benefit limits.

Sources

• Affinity Health - Combined Plan
• Affinity Health - Day-to-Day Cover
• Affinity Health - Hospital Plan
• National Department of Health - South Africa
• Statistics South Africa - Health indicators