Budget-Friendly Health Insurance Designed for Students

Students need reliable access to routine care and protection against large hospital bills without straining limited finances. Affinity Health offers combined plan options that bundle day-to-day benefits with hospital protection so you can manage GP visits, acute treatment and unexpected in-hospital events under one budget-friendly plan. These plans are aimed at individuals and families across South Africa, including young adults studying away from home.

What a student-focused combined plan includes

• Day-to-day benefits for GP consultations, basic dentistry and optometry network access when needed.
• Hospital protection for admissions, theatre and ward fees, approved in-hospital procedures and related costs.
• Access to remote consultations with a Healthcare Practitioner and telephone support for queries.

How these plans keep costs low for students

• Single monthly premium combining everyday care and in-hospital protection to simplify budgeting.
• Plan options that let students prioritise core benefits while maintaining essential hospital limits.
• Clear benefit summaries to help you avoid unexpected out-of-pocket expenses for major events.

If you want an overview of the combined product line and which benefits are included, see the Affinity Health combined plan information here. For a deeper look at routine care coverage that supports everyday student needs, visit the day-to-day benefit page here.

Provider access while studying away from home

Many students live outside their hometowns. Use Affinity Health’s provider search to locate in-network hospitals and Healthcare Practitioners near campus. Find nearby hospital providers here and general providers here. Knowing local providers helps with quick access for acute care and planned procedures.

Compare and get started

Compare plan options side-by-side and request a quote to confirm the monthly premium for your age and circumstances. You can get a quote directly from the combined-plan page and choose the option that aligns with your monthly budget and expected healthcare needs.

Choosing the Right Option as a Student

Selecting the most suitable combined plan depends on study location, typical healthcare use and how much you can afford each month. Younger students often prefer stronger day-to-day benefits for frequent GP visits and minor dental care, while others prioritise higher hospital protection if they play contact sports or have higher accident risk.

Step-by-step selection guide

• Estimate routine needs: Count expected GP visits, dental check-ups and any planned optometry costs for the year.
• Assess risk exposure: Consider travel, sports, and living arrangements that might increase risk of injury.
• Compare benefit summaries: Review what the combined plan covers and balance monthly premium with hospital limits.
• Confirm provider access: Verify nearby hospital providers and Healthcare Practitioners using the provider search links above.

Student-focused use cases across South Africa

• Campus-based student needing regular GP care and occasional dental visits - prioritise day-to-day benefits.
• Student athlete concerned about injuries - choose higher hospital protection to avoid large in-hospital bills.
• Distance-learning student who rarely visits clinics - a basic day-to-day option combined with hospital protection provides balance.

Practical considerations before joining

• Check waiting periods for specific benefits in your plan documentation.
• Understand any co-payments or excess amounts that apply to certain services.
• Keep your plan active during semester breaks to maintain continuous protection while at home or traveling.

Ready to compare options and get a student quote? Visit the combined plan page to begin the quote process and select a plan that fits your monthly budget and healthcare habits. Getting a quote will show the exact premium for your age and chosen plan level.

Sources

• Affinity Health - Combined Plan information
• Affinity Health - Day-to-Day benefits
• National Department of Health, South Africa - Official guidance
• Statistics South Africa - Health indicators