Comprehensive cover that balances everyday care and major hospital events

Residents of Port Elizabeth need health insurance that protects against large in-hospital costs while also supporting routine care for children, working adults and retirees. Affinity Health offers combined plan options that bring day-to-day benefits together with hospital protection so you can manage monthly budgets without sacrificing access to private care. Our plans are designed for South African individuals, families and professionals who want reliable, lower-cost Health Insurance.

What a combined health insurance option includes

• Day-to-day care: GP visits, basic dental and optical benefits, and acute medicines within set benefit limits.
• Hospital protection: In-hospital admissions, theatre and ward fees, approved clinician fees and in-hospital procedures.
• Support services: Remote consultations with a Healthcare Practitioner and coordinated Emergency Medical Response when required.

Why this works for Port Elizabeth households

Port Elizabeth households often juggle school health needs, commuting-related risks and the need for predictable monthly expenses. A combined plan reduces the chance that routine care is skipped while ensuring major hospital bills are managed by your Health Insurance. For plan details and to compare available combined options, view our Combined Plan page: Affinity Health - Combined Plan.

Benefit breakdown - what to expect

• GP consultations and basic dentistry: limited to annual benefit amounts and visit caps specific to each plan.
• In-hospital procedures and theatre fees: covered to the plan limit for approved admissions.
• Acute medicine cover: paid from day-to-day allowances for qualifying prescriptions.

How affordability is maintained

• Plan options let you match day-to-day limits and hospital cover to your monthly budget.
• Carefully defined benefit limits help keep premiums lower while protecting against large bills.
• Choose excess levels and plan options that suit your household spending preferences.

Ready to compare tailored options for your household? Get a quote and compare plans to see which option meets your needs and budget. Start with a quick online quote at the Affinity Health homepage: Affinity Health - Home.

Choosing the right level for your family or business

Select a plan based on household composition, age ranges and anticipated healthcare needs. Young professionals often prioritise strong day-to-day limits for consultations and acute medicines, while older adults may prioritise higher hospital limits. Below are practical steps to decide and an easy comparison table to clarify common differences.

Step-by-step selection guide

1. List routine needs: estimate GP visits, dental check-ups and eyewear replacements per year.
2. Assess risk: consider planned procedures, sports or work-related injury risk and family health history.
3. Compare plan options: review day-to-day limits, hospital cover amounts and excess choices.
4. Request a quote: get exact monthly pricing and compare side-by-side.

Quick comparison - day-to-day vs hospital vs combined

Practical Port Elizabeth scenarios

• Young professional living near the city centre: strong day-to-day benefits for weekday consultations and remote consultations for minor concerns.
• Family with school-age children: combined plan prioritising day-to-day limits for frequent GP visits and mid-level hospital protection.
• Retiree or older adult: higher hospital protection with day-to-day limits for routine monitoring and prescriptions.

To view plan options for adult age ranges or the Innovator product line, compare available plans and current pricing on our plan pages. See day-to-day details here: Day-to-Day Cover and check current pricing and rates here: current pricing.

Find a provider near you in Port Elizabeth to confirm local access to private facilities and approved clinicians: Find a Hospital Provider. When you're ready, get a quote, compare plans and join now to start protecting your family against large bills while keeping everyday care affordable.

Sources

• Affinity Health - Home
• Affinity Health - Combined Plan details
• National Department of Health South Africa - official information
• Statistics South Africa - health indicators