Practical health insurance for singles who want strong, affordable protection

Singles often need straightforward, cost-conscious Health Insurance that covers routine care and protects against major in-hospital costs. Affinity Health offers budget-friendly plan options designed for individuals aged 18-54 who want clear benefits, manageable monthly premiums and nationwide access to private providers. Our combined plan options let you pair day-to-day care with hospital protection so you can manage both routine visits and unexpected admissions without compromising on quality.

What a single should prioritise

• Day-to-day benefits for GP visits, basic dentistry and acute medicines to avoid out-of-pocket spikes.
• Hospital cover for in-hospital admissions, theatre and ward fees, and approved in-hospital procedures.
• Clear waiting periods and exclusions so you know when specific benefits apply.
• Budget-friendly premium options and straightforward excess choices to lower monthly cost.

How Affinity Health structures single plans

Affinity Health’s Standard Range and Innovator options provide single customers with combination choices: dedicated day-to-day plans, dedicated hospital plans, or combined plans that include both. Each plan outlines precise benefit limits, permitted consultations, and the types of in-hospital services covered. Review the combined plan details to compare inclusions and choose what matches your lifestyle and risk profile.

Learn more about our combined plan options and how they work by visiting the combined plan overview on our site: Combined Plan details. If you only want routine care, read about day-to-day benefits here: Day-to-Day plan.

Benefit highlights for singles

• Routine GP consultations and acute medicine funding to treat short-term illnesses promptly.
• In-hospital cover for surgeries, theatre and ward fees, and approved in-hospital diagnostic procedures.
• Remote consultations with a Healthcare Practitioner for quick advice and follow-up when available.
• Access to a network of private providers for faster appointment times and private care options.

Compare available plan options and see which combination of day-to-day and hospital benefits fits your monthly budget - then get a personalised quote to confirm exact premiums and waiting periods.

Choosing the right level of cover for a single adult

Selecting the right option depends on your age, health profile, work and lifestyle. Younger singles often prioritise stronger day-to-day cover for GP visits and basic dentistry, while those with higher risk exposure (sports, hazardous work) may prioritise higher hospital limits. Follow a simple decision process to choose confidently.

Step-by-step selection guide

• Estimate routine needs: how often you see a GP, need dental check-ups or require spectacles each year.
• Consider risk exposure: assess activities or occupations that increase likelihood of accidents or surgery.
• Compare plan options: examine day-to-day limits, in-hospital cover and any excess options to match monthly budgets.
• Check waiting periods and specific exclusions so there are no surprises when you claim.

Practical South African scenarios for singles

• Young professional in a city: stronger day-to-day cover for quick GP access and remote consultations, with moderate hospital protection.
• Active single with higher injury risk: prioritise higher hospital limits and consider excess choices to keep premiums budget-friendly.

If you want to review hospital-specific inclusions and in-hospital procedure coverage, see our hospital plan overview here: Hospital Plan. To check provider locations and find a private hospital or practitioner, use our provider finder: Find a Hospital Provider.

How to get started

• Compare the combined and single-purpose plans that suit your priorities.
• Request a quote online to see exact monthly premiums and applicable waiting periods.
• Choose budget-friendly excess and benefit levels to keep monthly costs manageable while protecting against large hospital bills.

Ready to compare plans and get a personalised quote? Start on our homepage and explore plan options: Affinity Health homepage.

Sources

• Affinity Health - Combined Plan overview
• Affinity Health - Day-to-Day benefits explained
• Affinity Health - Hospital plan inclusions
• National Department of Health - South Africa